Comission-free Houses to rent from private

With an ownership rate of 46 %, Germany is a "tenants' market". The fact that the average share of rent in Germany's net household income is just under 30 % does not seem to change the Germans' preference for renting a house any more than the favorable interest rates for financing a house, which have already persisted for some time. Rental offers that do not involve brokerage costs are more popular than ever.

Rents for houses have largely reached the pain threshold in Germany

According to experts, only a moderate increase or stagnation was observed in the development of rents for houses almost everywhere in Germany in 2013, with the exception of Berlin. Rental properties from privateownersmake a rental offer particularly attractive.

For whom is renting a house particularly interesting?

Living in a single-family house, close to nature and the city in a traffic-calmed street where children can play without worrying, is the desirable alternative to a rental apartment for many Germans. Particularly young families, which often did not form yet sufficient own capital funds, do not want to do without the single family house for the sake of the children. Rent offers without broker costs make the removal into the new home clearly more favorable.

What costs or ancillary costs do you incur when renting a house?

The rent of a house consists of the cold rent and the additional or operating costs. The cold rent is the net rent per square meter. As a first orientation, which cold rent is locally usual, the respective rent index is suitable.

What are the ancillary and operating costs?

Operating costs are the costs that the owner incurs on an ongoing basis as a result of the intended use of the house and the property and that can be passed on to the tenant in the grossrent.

Consumption-dependent operating costs

Consumption-dependentoperating costs for heating and hot water supply as well as electricity are usually settled by the tenant directly with the respective utility company when renting a house.

Non-consumption-dependent operating costs

-Property tax,
- street cleaning,
- garbage disposal,
- garden maintenance, if applicable,
- chimney cleaning,
- premiums of certain insurances (residential building insurance, liability insurance for landowners, etc.)

are apportioned in the gross rent according to the rented living space.
The German Tenants' Association (Deutscher Mieterbund) offers an operating cost table for orientation purposes, which shows which operating costs may be apportioned when renting out a house.

Advantages and disadvantages of house rent

Advantages

-high flexibility when moving in and out
- financial and local flexibility
- low responsibility for the tenant in the care and maintenance of the house
- lower financing requirements
- lower ancillary costs
- possible later lease-purchase of the house

Disadvantages

- no precaution for the age
- limited organization liberty
- changes in the house must be approved by the owner or be deconstructed when moving out cost-intensively.
- Rental costs are less predictable in the long term. Conclusion: In view of the currently favorable interest rates, it makes sense to compare the rental costs incurred with the financing costs that would be incurred if a house were purchased. If no brokerage costsareincurred, this will have a positive effect on the overall costs both in the rent for the house and in the purchase price.