ohne-makler
Print exposé
This listing is part of the new construction project Swabian-style courtyards in Hiltenfingen.
This listing has been automatically translated.

Unit 7 – Detached house with a country-style design, featuring a garden and a double garage | Eligible for KfW-40-QNG funding, construction is scheduled to begin.

Mittelneufnacher Straße 6f, 86856 Hiltenfingen – Bayern
496.000 €
7
Room
110.94 m²
Living Area
115.07 m²
Plot Area
House
Terraced house

Unit 7 is one of eight modern terraced houses in the Schwabenhöfe development, a project that will see eight terraced houses built in Hiltenfingen, designed in a country house style and meeting the KfW-40-QNG energy efficiency standard. This is a living concept that is modern, well-thought-out, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living space with a high quality of life. "Affordable" is a relative term when it comes to buying property, but considering the price per square meter, the attractive subsidies (see section "Attractive KfW subsidies"), the tax benefits (see section "Tax advantages through special depreciation"), and the currently favorable timing for a purchase in Hiltenfingen (see location), this goal has been demonstrably achieved here. Unit 7 impresses with an integrated garage on the ground floor with direct access to the living space, an open-plan living, dining, and kitchen area facing the garden, an upper floor for cozy evenings, and an attic as a private retreat. Large windows, including those in the attic, create bright, light-filled rooms. A terrace and balcony facing west offer plenty of evening sun. These townhouses have their own unique character. Highest energy efficiency with the KfW-40-QNG standard.
The greatest advantage lies in its energy efficiency: These "Schwabenhöfe" are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only around 40 percent of the energy of a comparable reference building, and the QNG seal confirms its high ecological standards. This means, specifically for the residents:
• Permanently minimal heating and energy costs.
• High living comfort.
• A stable and future-proof home.

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with a storage unit. The houses are delivered fully finished, without any hidden costs. Attractive funding from KfW.
The KfW-40-QNG standard also opens up extremely attractive funding opportunities. Through two programs, low-interest loans are possible:
• "Climate-friendly new construction of residential buildings" (No. 297/298): up to €150,000 per residential unit for private individuals.
• "Homeownership for families - new construction" (No. 300): up to €270,000 per residential unit for families.
(As of May 2026) Combined with a traditional bank loan, this results in very affordable installment payments that, in many cases, are close to the potential rental income. Specific financing examples are provided in the detailed prospectus to illustrate this.

Tax advantages through special depreciation
In addition to the subsidies, buyers benefit from the tax depreciation options. The building can be depreciated annually for tax purposes, in proportion to its value. Thanks to the high energy efficiency standard, an additional special depreciation of 5 percent is also available. This significantly reduces the tax burden in the first few years and improves the overall profitability of the investment. Specific tax examples are also provided in the prospectus to illustrate this.

All details, financing examples, and tax examples can be found in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Are you interested in this house?

Object Number
OM-489180
Object Class
House
Object Type
Terraced house
Is occupied
Vacant
Handover from
Aug. 31, 2027

Purchase price & additional costs

purchase price
496.000 €
Purchase additional costs
approx. 23,820 €
Total costs
approx. 519,819 €

Breakdown of Costs

Purchase price 496.000 €
Real estate transfer tax 17,360 € (3.50%)
Notary costs 4,272 € (0.86%)
Land register entry 2,188 € (0.44%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,928€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.83%

Details

Condition
First occupancy
Number of floors
3
Bathrooms (number)
1
Bedrooms (number)
3
Number of garages
1
Number of parking lots
2
Flooring
Tiles, Vinyl / PVC
Heating
Underfloor heating
Year of construction
2027
Equipment
Balcony, Terrace, Garden, Shower bath, Guest toilet
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Public transport

Information on equipment

Property & Building Features:
• Cozy country house style with a wooden facade.
• Private double garage with electric sectional door.
• Direct access from the garage to the living area.
• Private garden (29.46 m²).
• Large terrace facing west.
• Large balcony facing west.
• Additional storage space in the attic.

Living Area:
• Modern and unique living concept.
• Open-plan living, dining, and kitchen area.
• Bright, light-filled rooms with large windows, including in the attic.
• Modern and high-quality bathroom with toilet.

Heating & Energy:
• Minimal heating and energy costs thanks to the highest energy efficiency class (A+).
• Modern and energy-efficient central heat pump.
• Underfloor heating.
• Large photovoltaic system with a central storage unit.

Financing:
• Attractive funding opportunities through the KfW-40-QNG energy efficiency standard.
• Additional 5% special depreciation on top of the standard 5% tax depreciation.
• Turnkey property, with no hidden costs.

Location

Hiltenfingen combines rural charm with urban convenience: The village offers an idyllic and cozy living environment, while also providing all the necessary infrastructure for daily life. It is a perfect place for families with children to settle down and raise their children. Although Hiltenfingen is an independent municipality, it is so close to Schwabmünchen that it almost feels like a district of the city. The village benefits from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual districts of the city. This means that Hiltenfingen has excellent infrastructure. Within a radius of five kilometers, you can find:

* All necessary shopping facilities
* Doctors
* A hospital
* Restaurants
* An outdoor swimming pool
* A cinema
* Fitness studios
* A busy train station with connections to Augsburg and Buchloe
* All types of schools: primary schools, kindergartens, secondary schools, and a grammar school. This location, while technically not an official district of Schwabmünchen, has the added advantage of more moderate property and land prices in Hiltenfingen. This situation is likely to align with Schwabmünchen's prices in the coming years, creating an attractive window for investment at below-market prices. From Hiltenfingen, you can quickly access major transportation routes:
• Within six minutes to the B17 highway, heading towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 highway, heading towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
Within a four-minute walk from the property, you can reach the following:
• The local sports field with all its clubs.
• The elementary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally situated for recreation. Located near the "Stauden" area, the town offers countless opportunities for:
• Walks.
• Hiking.
• Cycling.
• Excursions to gravel pits and swimming lakes.
You can reach the Wertach river and its surrounding meadows within just five minutes on foot, directly from the property.

Location Check

Nature
450m
Child Friendliness
200m
Sports
200m
Health
2.7km
Shopping
100m
Eating Out
100m
Culture
3.7km
Public Transport
200m
Nightlife
100m

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy efficiency class
A+
Energy certificate type
Demand certificate
Main energy source
Air/water heat
Final energy demand
12.50 kWh/(m²a)

Further available living units

Miscellaneous

Imprint
Middendorf Home GmbH
Lazarettstraße 47
86836 Graben

Commercial Register: HRB 42257
Register Court: Local Court of Augsburg

Represented by:
Gregor Kurt Middendorf

Contact
Phone: +49 (0) 8232 9521665
Email: hello@middendorf-home.de

Valu­e Added Tax (VAT) ID
VAT identification number according to § 27 a of the German VAT Act:
DE460552848

Economic Identification Number
DE460552848-00001

Supe­rvisory Authority
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 Munich

http://www.ihk-muenchen.de

Professional Title and Professional Regulations
Professional Title:
Real estate agent, § 34c paragraph 1 sentence 1 number 1 of the German Trade, Commerce and Industry Regulation Act (GewO); Developer, § 34c paragraph 1 sentence 1 number 3a GewO; Construction Supervisor, § 34c paragraph 1 sentence 1 number 3b GewO

Responsible Chamber:
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 Munich

Granted in:
Germany

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

Send a message directly to the seller

Questions about this house? Show interest or arrange a viewing appointment?

Click here to send a message to the provider:

Commission: No commission for buyers

Offer from: Gregor Middendorf