Terraced house with a country-style design, featuring a garden and a double garage | KfW-40-QNG standard, construction has commenced (Unit 2).

Unit 2 is one of eight modern townhouses in the Schwabenhöfe development, a project where eight townhouses with a country-house style are being built in Hiltenfingen, meeting the KfW-40-QNG energy efficiency standard. This is a living concept that is modern, well-designed, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living spaces with a high quality of life. "Affordable" is a relative term when it comes to buying property, but considering the price per square meter, the attractive subsidies (see section "Attractive KfW Subsidies"), the tax advantages (see section "Tax Benefits through Special Depreciation"), and the currently favorable market conditions for buying in Hiltenfingen (see location), this goal has been successfully achieved here. Unit 2 impresses with an integrated garage on the ground floor with direct access to the living space, an open-plan living, dining, and kitchen area facing the garden, an upper floor for cozy evenings, and an attic as a private retreat. Large windows, including those in the attic, create bright, light-filled rooms, while a west-facing terrace and balcony offer plenty of evening sun. The terraced house boasts its own unique character. The following units have already been sold: units 3, 4, 5, and 6. Highest energy efficiency with the KfW-40-QNG standard.

Its greatest advantage lies in its energy efficiency: The "Schwabenhöfe" are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only about 40 percent of the energy of a comparable reference building, and the QNG certification further confirms high environmental standards. This translates to concrete benefits for residents:
• Permanently minimal heating and energy costs
• High level of living comfort
• A stable and future-proof home

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with storage. The property will be handed over ready for occupancy, with no hidden costs. Attractive funding from KfW.

The KfW-40-QNG standard also unlocks extremely attractive funding options. Two programs offer low-interest loans:
• "Climate-friendly new construction of residential buildings" (No. 297/298): up to €150,000 per residential unit for private individuals.
• "Homeownership for families - new construction" (No. 300): Up to €270,000 per residential unit for families.
(As of May 2026)
In combination with a traditional bank loan, this results in very affordable installments, which in many cases are comparable to the potential rental income. Specific financing examples are provided in the detailed prospectus to illustrate this. Tax advantages through special depreciation.
In addition to the subsidy, buyers benefit from the tax depreciation options. The building can be partially claimed as a tax deduction each year through the standard depreciation allowance. Thanks to the high energy efficiency standard, an additional special depreciation allowance of 5 percent is also available. This significantly reduces the tax burden in the first few years and substantially improves the overall profitability of the investment. Specific tax calculation examples are also provided in the prospectus to illustrate this. All details, financing examples, and tax examples can be found in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Hiltenfingen combines rural charm with urban convenience: The village offers an idyllic and cozy living environment, while also providing all the infrastructure and amenities needed for daily life. It is particularly well-suited for families with children, offering a perfect place to settle down and raise a family. Although Hiltenfingen is an independent municipality, it is so close to Schwabmünchen that it almost feels like a suburb. This allows the village to benefit from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual city districts. This means that Hiltenfingen boasts excellent infrastructure. Within a radius of five kilometers, you can find:
• All necessary shopping facilities
• Doctors
• A hospital
• Restaurants
• An outdoor swimming pool
• A cinema
• Fitness centers
• A busy train station with connections to Augsburg and Buchloe
• All types of schools: primary schools, kindergartens, secondary schools, and a grammar school. This location, while technically not an official district of Schwabmünchen, offers the added benefit of more moderate property and land prices in Hiltenfingen. This situation is likely to align more closely with Schwabmünchen's prices in the coming years. This currently presents an attractive window of opportunity for an investment below market price. From Hiltenfingen, you can quickly access the main transportation routes:
• Within six minutes to the B17 towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
Within a four-minute walk from the property, you can reach the following:
• The local sports field with all its clubs.
• The primary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally located for recreation. Situated near the Stauden area, the town offers countless opportunities for:
• Walks.
• Hiking.
• Cycling tours.
• Excursions to gravel pits and swimming lakes.
You can reach the Wertach river and its surrounding meadows within just five minutes on foot from the property.