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This listing is part of the new construction project Swabian-style courtyards in Hiltenfingen.
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Unit 8 – Detached house in a traditional style with a garden and double garage | KfW-40-QNG standard, construction is scheduled to begin.

Mittelneufnacher Straße 6g, 86856 Hiltenfingen – Bayern
509.000 €
7
Room
111.48 m²
Living Area
144.90 m²
Plot Area
House
End-terrace house

Unit 8 is one of four semi-detached houses in the Schwabenhöfe complex, a project that will see the construction of eight modern semi-detached homes in a country house style in Hiltenfingen, all built to the KfW-40-QNG energy efficiency standard. This is a living concept that is modern, well-designed, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living spaces with a high quality of life. "Affordable" is a relative term when it comes to buying property, but considering the price per square meter, the attractive subsidies (see section "Attractive KfW Subsidies"), the tax advantages (see section "Tax Advantages through Special Depreciation"), and the currently favorable timing for a purchase in Hiltenfingen (see location), this objective has been successfully achieved here. Unit 8 is a semi-detached house located on the right side of the second building and features an integrated garage on the ground floor with direct access to the living space, an open-plan living, dining, and kitchen area facing the garden, an upper floor for relaxing evenings, and an attic as a private retreat. Large windows, including those in the roof, create bright, light-filled rooms. The terrace and balcony, facing west, offer plenty of evening sun. This terraced corner house has its own unique character. Highest energy efficiency with the KfW-40-QNG standard.

Your greatest advantage lies in its energy efficiency: These homes are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only about 40 percent of the energy of a comparable reference building, and the QNG seal confirms additional high ecological standards. This translates to concrete benefits for residents:
• Permanently minimal heating and energy costs
• High living comfort
• A stable and future-proof home

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with storage. The homes will be handed over fully finished and without hidden costs. Attractive subsidies from KfW.

The KfW-40-QNG standard also opens up extremely attractive funding opportunities. Two programs offer subsidized loans:
• "Climate-friendly new construction of residential buildings" (No. 297/298): Up to €150,000 per residential unit for private individuals.
• "Homeownership for Families - New Construction" (No. 300): Up to €270,000 per residential unit for families.
(As of May 2026)

In combination with a traditional bank loan, this creates affordable installment payments that, in many cases, are comparable to the achievable rental income. You can find specific financing examples to illustrate this in the detailed prospectus. Tax advantages through special depreciation.

In addition to the subsidy, buyers benefit from the tax depreciation options. The building can be partially deducted from taxes annually through the regular depreciation allowance. Thanks to the high energy efficiency standard, an additional special depreciation of 5 percent is available. This significantly reduces the tax burden in the first few years and improves the overall profitability of the investment. You can also find specific tax examples to illustrate this in the prospectus. All details, financing examples, and tax examples are available in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Are you interested in this house?

Object Number
OM-489173
Object Class
House
Object Type
End-terrace house
Is occupied
Vacant
Handover from
Aug. 31, 2027

Purchase price & additional costs

purchase price
509.000 €
Purchase additional costs
approx. 24,680 €
Total costs
approx. 533,680 €

Breakdown of Costs

Purchase price 509.000 €
Real estate transfer tax 17,815 € (3.50%)
Notary costs 4,558 € (0.90%)
Land register entry 2,308 € (0.45%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,978€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.83%

Details

Condition
First occupancy
Number of floors
3
Bathrooms (number)
1
Bedrooms (number)
3
Number of garages
1
Number of parking lots
2
Flooring
Tiles, Vinyl / PVC
Heating
Underfloor heating
Year of construction
2027
Equipment
Balcony, Terrace, Garden, Shower bath, Guest toilet
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Public transport

Information on equipment

Property & Features:

* Cozy country house style with wooden facade.
* Private double garage with electric sectional door.
* Direct access from the garage to the living area.
* Private garden (46.24 m²).
* Large terrace facing west.
* Large balcony facing west.
* Additional storage space in the attic.

Living Area:

* Modern and unique living concept.
* Open-plan living, dining, and cooking area.
* Bright, light-filled rooms with large windows, including in the attic.
* Modern and high-quality bathroom with toilet.

Heating & Energy:

* Minimal heating and energy costs thanks to the highest energy efficiency class (A+).
* Modern and energy-efficient central heat pump.
* Underfloor heating.
* Large photovoltaic system with a central storage unit.

Financing:

* Attractive funding options through the KfW-40-QNG energy efficiency standard.
* Additional 5% special depreciation, in addition to the normal tax depreciation of 5%.
* Turnkey, with no hidden costs.

Location

Hiltenfingen combines rural charm with urban convenience. The village offers an idyllic and comfortable living environment, while also providing all the infrastructure and amenities needed for daily life. Hiltenfingen is a perfect place for families with children to settle down and raise their children. Although Hiltenfingen is an independent municipality, it is so close to Schwabmünchen that it almost feels like a suburb. The village benefits from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual city districts. This gives Hiltenfingen excellent infrastructure. Within a five-kilometer radius, you can find:

* All necessary shopping facilities
* Doctors
* A hospital
* Restaurants
* An outdoor swimming pool
* A cinema
* Fitness studios
* A busy train station with connections to Augsburg and Buchloe
* All types of schools: primary schools, kindergartens, secondary schools (Realschule), comprehensive schools (Hauptschule), and a grammar school (Gymnasium). This location, while technically not an official district of Schwabmünchen, offers the added benefit of more moderate property and land prices in Hiltenfingen. This situation is expected to align more closely with Schwabmünchen's prices in the coming years. Currently, this presents an attractive window of opportunity for investment at below-market prices. From Hiltenfingen, you can quickly access the main transportation routes:
• Within six minutes to the B17 highway, heading towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 highway, heading towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
The following destinations are within a four-minute walk from the property:
• The local sports field with all its clubs.
• The elementary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally located for recreation. Situated near the "Stauden" area, the town offers countless opportunities for:
• Walks.
• Hiking.
• Cycling tours.
• Excursions to gravel pits and swimming lakes.
The Wertach river and its surrounding meadows are just a five-minute walk from the property.

Location Check

Nature
450m
Child Friendliness
200m
Sports
200m
Health
2.7km
Shopping
100m
Eating Out
100m
Culture
3.7km
Public Transport
200m
Nightlife
100m

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy efficiency class
A+
Energy certificate type
Demand certificate
Main energy source
Air/water heat
Final energy demand
13.80 kWh/(m²a)

Further available living units

Miscellaneous

Imprint
Middendorf Home GmbH
Lazarettstraße 47
86836 Graben

Commercial Register: HRB 42257
Register Court: Local Court of Augsburg

Represented by:
Gregor Kurt Middendorf

Contact
Phone: +49 (0) 8232 9521665
Email: hello@middendorf-home.de

Valu­e-Added Tax ID
Value-Added Tax Identification Number according to § 27 a of the German VAT Law:
DE460552848

Economic Identification Number
DE460552848-00001

Supe­rvisory Authority
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 Munich

http://www.ihk-muenchen.de

Professional Title and Legal Regulations
Professional Title:
Real Estate Agent, § 34c paragraph 1 sentence 1 number 1 of the German Trade, Commerce and Industry Law (GewO); Developer, § 34c paragraph 1 sentence 1 number 3a GewO; Construction Supervisor, § 34c paragraph 1 sentence 1 number 3b GewO

Responsible Chamber:
Chamber of Industry and Commerce for Munich and Upper Bavaria
Max-Joseph-Str. 2
80333 Munich

Granted in:
Germany

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Commission: No commission for buyers

Offer from: Gregor Middendorf