Terraced house with a detached appearance, featuring a garden and a double garage | KfW-40-QNG standard, construction has commenced (Unit 8).

Unit 8 is one of four terraced houses in the Schwabenhöfe development, a project that will create eight modern terraced houses in a country-style design in Hiltenfingen, all built to the KfW-40-QNG energy efficiency standard. This is a living concept that is modern, well-designed, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living spaces with a high quality of life. "Affordable" is a relative term when it comes to buying property, but considering the price per square meter, the attractive subsidies (see section "Attractive KfW Subsidies"), the tax benefits (see section "Tax Advantages through Special Depreciation"), and the currently favorable timing for a purchase in Hiltenfingen (see location), this goal has been successfully achieved here. Unit 8 is a terraced house located on the right side of the second building and features an integrated garage on the ground floor with direct access to the living space, an open-plan living, dining, and kitchen area facing the garden, an upper floor for cozy evenings, and an attic as a private retreat. Large windows, including those in the roof, create bright, light-filled rooms. The terrace and balcony, facing west, offer plenty of evening sun. This makes the terraced corner house truly unique. The following units have already been sold: units 3, 4, 5, and 6. Highest energy efficiency with the KfW-40-QNG standard.

Your greatest advantage lies in the energy efficiency: The "Schwabenhöfe" are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only about 40 percent of the energy of a comparable reference building, and the QNG certification further confirms high environmental standards. This translates to concrete benefits for residents:
• Permanently minimal heating and energy costs
• High level of living comfort
• A stable and future-proof home

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with storage. The property will be delivered fully finished and without hidden costs. Attractive funding options from KfW.

The KfW-40-QNG standard also unlocks extremely attractive funding conditions. Two programs offer subsidized loans:
• "Environmentally Friendly New Construction of Residential Buildings" (No. 297/298): up to €150,000 per dwelling unit for private individuals.
• "Homeownership for Families - New Construction" (No. 300): up to €270,000 per dwelling unit for families.
(As of May 2026)

When combined with a traditional bank loan, these subsidized loans result in affordable installments that, in many cases, are comparable to the potential rental income. Specific financing examples are provided in the detailed prospectus to illustrate this.

Tax Advantages through Special Depreciation
In addition to the subsidies, buyers benefit from the available tax deductions. The building can be partially deducted from taxable income each year through the standard depreciation allowance. Thanks to the high energy efficiency standard, an additional special depreciation allowance of 5 percent is also available. This significantly reduces the tax burden in the initial years and substantially improves the overall profitability of the investment. Specific tax calculation examples are also provided in the prospectus.

All details, financing examples, and tax examples can be found in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Hiltenfingen combines rural charm with urban convenience: The village offers an idyllic and cozy living environment, while also providing all the infrastructure and amenities needed for daily life. It is particularly well-suited for families with children, offering a perfect place to settle down and raise a family. Although Hiltenfingen is an independent municipality, it is so close to Schwabmünchen that it almost feels like a suburb. This allows the village to benefit from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual city districts. This means that Hiltenfingen boasts excellent infrastructure. Within a radius of five kilometers, you can find:
• All necessary shopping facilities
• Doctors
• A hospital
• Restaurants
• An outdoor swimming pool
• A cinema
• Gyms
• A busy train station with connections to Augsburg and Buchloe
• All types of schools: primary schools, kindergartens, secondary schools, and a grammar school. This location, while technically not an official district of Schwabmünchen, offers the added benefit of more moderate property and land prices in Hiltenfingen. This situation is likely to align more closely with Schwabmünchen's prices in the coming years. This currently presents an attractive window of opportunity for an investment below market price. From Hiltenfingen, you can quickly access the main transportation routes:
• Within six minutes to the B17 towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
Within a four-minute walk from the property, you can reach the following:
• The local sports field with all its clubs.
• The primary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally located for recreation. Situated near the Stauden area, the town offers countless opportunities for:
• Walks.
• Hiking.
• Cycling tours.
• Excursions to gravel pits and swimming lakes.
You can reach the Wertach river and its surrounding meadows within just five minutes on foot from the property.