Unit 5 – Detached house with a traditional design, featuring a garden and a double garage | Eligible for KfW-40-QNG funding, construction is scheduled to begin soon.

Unit 5 is one of four spacious terraced corner houses within the Schwabenhöfe development, a project that will see the construction of eight modern terraced houses with a detached house aesthetic in Hiltenfingen, all built to the KfW-40 QNG energy efficiency standard. This is a residential concept that is modern, well-designed, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living spaces with a high quality of life. "Affordable" is a relative term when it comes to buying property, but considering the price per square meter, the attractive subsidies (see section "Attractive KfW Subsidies"), the tax advantages (see section "Tax Benefits through Special Depreciation"), and the currently favorable timing for a purchase in Hiltenfingen (see location), this objective has been successfully achieved here. Unit 5, as a terraced corner house, is the most spacious design within the Schwabenhöfe development and offers particularly ample space for larger families, thanks to its additional rooms. It features an open-plan living, dining, and cooking area facing the garden, an upper floor perfect for relaxing evenings, and an attic space that serves as a private retreat. Large windows, including those in the roof, create bright, light-filled rooms. The west-facing terrace provides ample evening sun. Instead of an integrated garage, Unit 5 features a separate garage on the property, giving this terraced corner house its own unique character. Highest energy efficiency with the KfW-40-QNG standard:

Your greatest advantage lies in the energy efficiency: The Schwabenhöfe are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only about 40 percent of the energy of a comparable reference building, and the QNG certification confirms additional high environmental standards. This translates to concrete benefits for the residents:
• Permanently minimal heating and energy costs
• High level of comfort
• A stable and future-proof home

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with storage. The property will be delivered fully finished and without hidden costs. Attractive funding from KfW:

The KfW-40-QNG standard also unlocks extremely attractive funding conditions. Two programs offer low-interest loans: • "Environmentally friendly new construction of residential buildings" (No. 297/298): Up to €150,000 per dwelling unit for private individuals.
• "Homeownership for families - new construction" (No. 300): Up to €270,000 per dwelling unit for families.
(As of May 2026)

In combination with a traditional bank loan, this results in affordable installments that, in many cases, are comparable to the potential rental income. Specific financing examples are provided in the detailed prospectus for illustrative purposes. Tax advantages through special depreciation:

In addition to the subsidy, buyers benefit from the available tax depreciation options. The building can be partially claimed as a tax deduction each year through the standard depreciation allowance. Thanks to the high energy efficiency standard, an additional special depreciation allowance of 5 percent is available. This significantly reduces the tax burden in the first few years and improves the overall profitability of the investment. Specific tax calculation examples are also provided in the prospectus for illustration. All details, financing examples, and tax examples can be found in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Hiltenfingen combines rural charm with urban convenience: The village offers an idyllic and cozy living environment while also providing all the infrastructure amenities needed for daily life. It's a perfect place for families with children to settle down and raise their families. Although Hiltenfingen is an independent municipality, it's so close to Schwabmünchen that it almost feels like a suburb. The village benefits from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual city districts. This means that Hiltenfingen has excellent infrastructure. Within a five-kilometer radius, you'll find:

* All necessary shopping facilities
* Doctors
* A hospital
* Restaurants
* An outdoor swimming pool
* A cinema
* Fitness studios
* A busy train station with connections to Augsburg and Buchloe
* All types of schools: primary schools, kindergartens, secondary schools (Realschule and Hauptschule), and a grammar school (Gymnasium). This location, while technically not an official district of Schwabmünchen, offers the additional advantage of more moderate real estate and land prices in Hiltenfingen. This situation is likely to align with Schwabmünchen's prices in the coming years, creating an attractive window of opportunity for investment below market value. From Hiltenfingen, you can quickly access major transportation routes:
• Within six minutes to the B17 highway, heading towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 highway, heading towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
The following destinations are within a four-minute walking distance from the property:
• The local sports field with all its clubs.
• The elementary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally situated for recreation. Located near the Stauden area, the town offers countless opportunities for:
• Walks.
• Hikes.
• Bicycle tours.
• Excursions to gravel pits and swimming lakes.
You can reach the Wertach river and its surrounding meadows on foot in just five minutes from the property.