Unit 1 – Detached house in a traditional style with a garden and double garage | Eligible for KfW-40-QNG funding, construction is starting soon.

Unit 1 is one of four spacious terraced corner houses in the Schwabenhöfe development, a project that will see eight modern terraced houses built in Hiltenfingen, all designed in a country house style and meeting the KfW-40 energy efficiency standard. This is a living concept that is modern, well-thought-out, and perfectly integrated into the rural landscape. The goal is to create affordable, high-quality living space with a high quality of life. "Affordable" is a relative term when it comes to buying property, but here, it is clearly achievable thanks to the attractive subsidies (see section "Attractive KfW Subsidies"), the tax advantages (see section "Tax Advantages through Special Depreciation"), and the currently favorable timing for a purchase in Hiltenfingen (see location). Unit 1, as a terraced corner house, is the most spacious design in the Schwabenhöfe and offers particularly ample space for larger families, thanks to the additional rooms. It features an open-plan living, dining, and cooking area that leads to the garden, an upper floor for cozy evenings, and an attic as a private retreat. Large windows, including those in the roof, create bright, light-filled rooms. The west-facing terrace offers plenty of evening sun. Instead of an integrated garage, Unit 1 has a separate garage on the property. This gives the terraced corner house its own unique character. Highest energy efficiency with the KfW-40-QNG standard:

Your greatest advantage is energy efficiency: The "Schwabenhöfe" are built to the KfW-40-QNG standard, currently the most demanding efficiency standard for new construction. A KfW-40 house requires only about 40 percent of the energy of a comparable reference building, and the QNG seal confirms additional high environmental standards. For the residents, this means, specifically:

• Permanently minimal heating and energy costs
• High living comfort
• A stable and future-proof home

This is made possible by a central heat pump for all eight units, underfloor heating, and a large photovoltaic system with a storage unit. The property will be delivered fully finished and without hidden costs. Attractive subsidies from KfW:

The KfW-40-QNG standard also opens up extremely attractive funding conditions. Through two programs, low-interest loans are possible: • "Environmentally Friendly New Construction of Residential Buildings" (No. 297/298): Up to €150,000 per residential unit for private individuals.
• "Homeownership for Families - New Construction" (No. 300): Up to €270,000 per residential unit for families.
(As of May 2026)

In combination with a traditional bank loan, this creates affordable installments that, in many cases, are comparable to the achievable rental income. Specific financing examples are provided in the detailed prospectus for illustrative purposes. Tax benefits through special depreciation:

In addition to the subsidies, buyers benefit from the tax depreciation options. The building can be partially claimed as a tax deduction annually through the standard depreciation allowance. Thanks to the high energy efficiency standard, an additional special depreciation allowance of 5 percent is available. This significantly reduces the tax burden in the first few years and improves the overall profitability of the investment. Specific tax calculation examples are also provided in the prospectus for illustrative purposes. All details, financing examples, and tax examples can be found in the detailed prospectus, which you can download directly from our website:
middendorf-home.de/sc­hwabenhoefe

Hiltenfingen combines rural charm with urban convenience: The village offers an idyllic and cozy living environment while also providing all the necessary infrastructure for everyday life. It is particularly a perfect place for families with children to settle down and raise their children. Although Hiltenfingen is an independent municipality, it is so close to Schwabmünchen that it almost feels like a district of the city. As a result, the village benefits from a beautiful rural location with views to the north, south, and west. To the east, Hiltenfingen borders directly on the city of Schwabmünchen. The city center of Schwabmünchen is easily and quickly accessible from Hiltenfingen, perhaps even more so than from some actual city districts. This means that Hiltenfingen has excellent infrastructure. Within a five-kilometer radius, you can find:

* All necessary shopping facilities
* Doctors
* A hospital
* Restaurants
* An outdoor swimming pool
* A cinema
* Fitness studios
* A busy train station with connections to Augsburg and Buchloe
* All types of schools: primary schools, kindergartens, secondary schools (Realschule), comprehensive schools (Hauptschule), and a grammar school (Gymnasium). This location, while technically not an official district of Schwabmünchen, offers the added advantage of more moderate real estate and land prices in Hiltenfingen. This situation is likely to align with Schwabmünchen's prices in the coming years, creating an attractive window of opportunity for investment at below-market prices. From Hiltenfingen, you can quickly access major transportation routes:
• Within six minutes to the B17 highway, heading towards Augsburg and Landsberg am Lech.
• Within ten minutes to the A96 motorway, heading towards Munich.
The surrounding towns are also easily accessible:
• Buchloe in 20 minutes.
• Landsberg am Lech in 25 minutes.
• Mindelheim in 25 minutes.
• Augsburg in 30 minutes.
• Memmingen in 40 minutes.
• Munich in approximately 1 hour and 15 minutes.
The following destinations are within a four-minute walk from the property:
• The local sports field, with all its clubs.
• The elementary school.
• The kindergarten in the town center.
Hiltenfingen is also ideally located for leisure activities. Situated near the Stauden area, the town offers countless opportunities for:
• Walks.
• Hikes.
• Bicycle tours.
• Excursions to gravel pits and swimming lakes.
You can reach the Wertach river and its meadows within just five minutes on foot, directly from the property.