- Immobilien
- Baden-Württemberg
- Kreis Heilbronn (Land)
- Flein
- New construction, low cost: House in Fleins' best location – 5 rooms, energy efficiency class A+, available immediately.
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New construction, low cost: House in Fleins' best location – 5 rooms, energy efficiency class A+, available immediately.
74223 Flein – Baden-WürttembergImagine this: You sign the purchase agreement and simply move in. No renovations, no hidden construction projects, no bills from tradespeople in the first few years. This semi-detached house in Flein was built in 2016, is completely maintained, and freshly painted – in effect, it's like moving into a new property, only without the waiting time of a new build. With 144 square meters of living space spread over four floors, the house offers plenty of space for the whole family: 5 bedrooms, 3 bathrooms, and a well-designed layout with an open-plan living and dining area on the ground floor. The built-in kitchen from Nobilia, complete with all appliances, is already installed – you don't need to plan or buy anything. The 25 square meter southwest-facing terrace (5.0 x 5.0 m) provides ample space for summer evenings and family gatherings. The basement is constructed using the "white can" method – permanently waterproof, which is reassuring, even in the face of future extreme weather. In terms of energy efficiency, the house boasts an A+ rating and a consumption of only 28 kWh/(m²a), making it one of the most energy-efficient existing properties in the region. Here's what you need to budget for each month:
Household size and estimated monthly utility costs:
2 people: approximately €250
3 people: approximately €300
4 people: approximately €350 Included are building insurance, property management, cold and hot water, wastewater, heating, exterior maintenance, and pathway lighting. Not included are your private household electricity and internet. A special feature that directly benefits your wallet: The 28 semi-detached houses in the complex are supplied with energy by the company OVE at discounted rates of approximately 10 cents/kWh below the standard rate. Daytime electricity is approximately 36 cents/kWh, and nighttime electricity is approximately 26 cents/kWh. The parking space directly at the house makes it easy to install a wallbox, and the installation of your own photovoltaic system with battery storage is explicitly permitted. For families: A carport plus 2 additional parking spaces provide ample space for multiple vehicles or visitors, eliminating the need to search for parking. Key features at a glance:
✅ Year built: 2016
✅ KfW-55 standard
✅ Energy class: A+
✅ No renovations required
✅ 5 bedrooms
✅ 3 bathrooms
✅ Basement with white goods connections
✅ No real estate agent commission
✅ Utilities starting from approximately €250/month
✅ Financing available from approximately €2,177/month (example with 30% equity) - see attachment
Note: Please refrain from contacting or requesting information from real estate agents. - All information is provided without guarantee.
Are you interested in this house?
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Object Number
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OM-468965
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Object Class
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House
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Object Type
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Semi-detached house
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Is occupied
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Vacant
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Handover from
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Immediately
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Purchase price & additional costs
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purchase price
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697.499 €
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Purchase additional costs
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approx. 43,636 €
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Total costs
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approx. 741,134 €
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Breakdown of Costs
* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs
Does this property fit my budget?
Estimated monthly rate: 2,623€
More accuracy in a few seconds:
By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net
Details
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Condition
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As good as new
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Number of floors
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4
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Usable area
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16 m²
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Bathrooms (number)
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3
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Bedrooms (number)
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5
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Number of carports
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1
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Number of parking lots
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3
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Flooring
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Laminate, Tiles
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Heating
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Central heating
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Year of construction
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2016
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Equipment
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Terrace, Basement, Full bath, Shower bath, Fitted kitchen, Guest toilet
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Infrastructure
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Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Comprehensive school, Public transport
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Information on equipment
Flooring: Laminate, Tiles
Further features:
Fitted kitchen by Nobilia with all appliances – ready for occupancy without any additional investment.
Ensuite bathroom, shower room, and separate guest toilet.
Terrace, 25 m² (southwest-facing), basement built using the "white tank" method.
Central heating with gas, energy efficiency class A+, consumption 28 kWh/(m²a).
1 carport + 3 parking spaces, retrofitting with a wallbox is easily possible.
Photovoltaic system and battery storage are permitted.
Reduced energy tariff through the local supplier OVE (approximately 10 cents/kWh below market price).
Transparent utility costs from €250 per month (for 2 people).
Infrastructure within walking distance: Lidl, Edeka, butcher, several bakeries, pharmacies, doctors, district savings bank, Volksbank, jeweler, piano store, beverage retailer, town hall, church community, kindergartens, primary school.
Leisure & Community: Paved hiking trails in the vineyards, cycling paths, sports fields, tennis courts, leisure facility Haigern, several restaurants, active club life, several annual festivals.
Other: Please refrain from contacting or requesting real estate agents. Example Calculation of Purchase Costs:
- No real estate agent fees (3.5% to 7%) (savings of €25,000 - €50,000)
- 5% property transfer tax on €697,499 = €34,875
- 2% notary and land registry fees = €13,950
-> Total purchase price = €697,499 + €34,875 + €13,950 = €746,324.00
Financing Examples - Currently with interest rates of 3.9% to 4.1% (without principal repayment):
With a 20% down payment - 4% interest and 1% principal repayment:
Down payment 20% = €149,264.80
Loan for 80% (€597,059) with a 5% loan (4% + 1%) = €2,487.75 per month
Financing 20% of the property therefore costs €2,487.75 per month, in addition to a one-time down payment of approximately €149,264.80.
Alternatively,
With a 30% down payment - 4% interest and 1% principal repayment:
Down payment 30% = €223,897.20
Loan for 70% (€522,427) with a 5% loan (4% + 1%) = €2,176.78 per month
Financing 30% of the property therefore costs €2,176.78 per month, in addition to a one-time down payment of approximately €223,897.20.
Generally, the loan may be more favorable with a 30% down payment – meaning a lower interest rate, as the bank receives greater security. Advantage of financing. Many older properties require significant investments after purchase, particularly in areas such as the roof, windows, heating system, insulation, or energy-efficient renovations. This property is different. Thanks to its modern construction standards (KfW-55), its energy efficiency class A+, and its overall well-maintained condition, there are currently no known renovation or repair needs. This helps to preserve the property's value, and banks typically do not need to deduct immediate renovation costs from the loan value when providing financing. - All information is provided without guarantee.
Location
Flein is considered the "Nobel district" of Heilbronn – and anyone who has stood among the vineyards of Haigern and Gaffenberg understands why. The location combines village tranquility with a daily life where you hardly need to get in your car. 90% of the streets in the village are 30 km/h zones. Everything you need on a daily basis is within walking distance: Lidl and Edeka for your weekly groceries, a butcher and several bakeries for fresh treats, as well as pharmacies, several doctors, and a beverage store. You can take care of your banking needs directly in the village at Kreissparkasse or Volksbank. For special occasions, there's a jeweler and even a piano store. The town hall, the church community, several kindergartens, and the elementary school are also located nearby – short distances for the whole family, every day. Those who enjoy being outdoors will find a true home in Flein: paved hiking trails through the vineyards, a well-developed network of bike paths, sports fields and tennis courts, and the Haigern recreational area for family outings. Several cozy restaurants invite you to relax after work. Flein fosters a strong sense of community: numerous clubs, an active local life, and several annual festivals ensure that people quickly feel at home and part of the community. And for those with cars: one of the most affordable gas stations in the district is located right in the town. Public transportation provides easy access to Heilbronn – those who live here enjoy a view of vineyards in the morning and the city within easy reach in the evening. - All information is provided without guarantee.
Location Check
Energy
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Final energy consumption
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28.00 kWh/(m²a)
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Energy efficiency class
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A+
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Energy certificate type
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Consumption certificate
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Main energy source
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Gas
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Miscellaneous
What is the actual cost of this house?
Many potential buyers ask:
"What will be my monthly expenses?"
To help you plan before a viewing, here are two realistic financing examples.
Financing Example 1:
Purchase price: €697,499
Equity: 20%
Loan: 80%
Interest rate: approximately 4.0%
Amortization: 1.0%
➡ Monthly payment: approximately €2,488
plus household electricity and internet.
Financing Example 2:
Equity: 30%
Interest rate: approximately 4.0%
Amortization: 1.0%
➡ Monthly payment: approximately €2,177
plus household electricity and internet.
Note:
The actual terms and conditions depend on your creditworthiness, equity, and the lending bank. These examples are intended for initial guidance only.
- All information is provided without guarantee -
Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!
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