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Investment opportunity with a 6.5% return, or student accommodation for your own child. One-bedroom apartment available from November 1st, 2026. #3007

55122 Mainz – Rheinland-Pfalz
100.000 €
1
Room
23 m²
Living Area
Apartment

For sale is a well-designed 1-room apartment with a balcony, a storage room in the basement, and a private parking space in an underground garage, located in Mainz Hartenberg-Münchfeld. The sale is directly from the owner, without any buyer's commission. The apartment is available from November 1, 2026. You decide what to do with it:

- Investment property: You can immediately rent it out. Small apartments near the university are in constant demand in Mainz, and are currently rented furnished for between €700 and €950 per month (including utilities).
- Personal use: Ideal for families whose child studies in Mainz. Instead of paying rent for years, you create ownership that you can later rent out or sell again.
**TAX ADVANTAGE: 5% depreciation instead of 2%**
**Approximately €4,300 in depreciation per year instead of €1,700. This means approximately €2,600 more that can be deducted from your taxes each year compared to other apartments on the market.**
**Tax advantage after 10 years: €43,000**
**Tax refund from the tax office: approximately €12,000**

Key details:
- Purchase price of apartment: €100,000
- Purchase price of underground parking space: €5,000
- Total purchase price: €105,000
- Living area: approximately 23 m², 1 room, ground floor
- Balcony, storage room in the basement, elevator in the building
- Year of construction: 1984, solid construction
- Monthly building fees: €243, of which approximately €148 is included in the rent.
- Available from November 1, 2026.

Are you interested in this apartment?

Object Number
OM-502369
Object Class
Apartment
Object Type
Apartment
Is occupied
Vacant
Handover from
Immediately

Purchase price & additional costs

purchase price
100.000 €
Purchase additional costs
approx. 6,923 €
Total costs
approx. 106,922 €
Purchase price garage/parking space
5,000 €
HOA fee
234 €

Breakdown of Costs

Purchase price 100.000 €
Real estate transfer tax 5,000 € (5.00%)
Notary costs 1,267 € (1.27%)
Land register entry 656 € (0.66%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 455€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.82%

Details

Condition
Well-kept
Number of floors
6
Level
1st floor
Usable area
3 m²
Bathrooms (number)
1
Number of underground garages
1
Flooring
Laminate, Tiles, Vinyl / PVC
Heating
Central heating
Year of construction
1984
Equipment
Balcony, Basement, Elevator, Fitted kitchen, Barrier-free
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Comprehensive school, Public transport

Information on equipment

The apartment is compact and well-designed: a bright living and sleeping area with an integrated kitchenette (approximately 18.7 m²), a shower room with a toilet (approximately 3 m²), and a balcony (approximately 3.3 m²) that extends the living space outwards. The floors are covered with laminate, while the bathroom features design vinyl flooring and tiles. The windows are double-glazed.

Heating is provided by the building's central gas heating system. Meter readings for heating and water are transmitted wirelessly. The building has a fiber optic connection, a passenger elevator, and smoke detectors in all apartments.

The apartment includes a private storage room in the basement and a parking space in the underground garage, number 29. The underground garage is secured by an electric roller door. The parking space can be used by the owner, rented out with the apartment, or rented out separately.

The apartment is located on the ground floor, making it accessible without stairs. It will be available from November 1, 2026, and can be furnished according to your preferences or rented out immediately.

Location

The apartment is located in the Hartenberg-Münchfeld district of Mainz, a desirable residential area between the city center and Gonsenheim.

- Bus stop: approximately 130 meters
- Tram (Kisselberg): approximately 480 meters
- REWE supermarket: approximately 340 meters, pharmacy and doctors: approximately 400 meters
- Johannes Gutenberg University and Mainz University of Applied Sciences: a few minutes away
- Mainz Central Station: approximately 3.8 km
- A60 motorway: approximately 3.4 km
- Frankfurt Airport: approximately 39 km

Students, commuters, and staff at the University Medical Center will find this location convenient. This helps ensure the property's rental potential.

Location Check

Child Friendliness
Shopping
Public Transport
Sports
Health
Culture
Eating Out
Nightlife
Nature

Energy

0 50 100 150 200 250 300 350 400 ≥450
Energy certificate type
Consumption certificate
Main energy source
Gas
Energy consumption value
151.00 kWh/(m²a)
Energy consumption for hot water included

PDF

Miscellaneous

Transparency is important to us. Therefore, here's some preliminary information:

The homeowners' association is currently renovating the water pipes in the building (pipe replacement, decision made on September 30, 2025). We, the sellers, have already paid the special assessment of approximately €6,500 for this apartment. You are buying an apartment where this renovation has already been funded, and you will benefit from the resulting increase in value. As of December 31, 2025, the homeowners' association's reserve fund amounted to approximately €402,000. The property is professionally managed. All documents are complete and organized: remaining useful life assessment, declaration of division, land registry extract, minutes of the homeowners' meetings, financial plan, service charge statements, energy performance certificate, floor plan, and documents related to the renovation. You can request these documents after a brief inquiry. Energy Performance Certificate: Consumption certificate, valid until March 12, 2028. Final energy consumption: 151 kWh/(m²·a), energy efficiency class E, energy source: natural gas, year of construction: 1984. Please note: The information regarding depreciation does not constitute tax advice. Please discuss your personal tax situation with your tax advisor. Viewings are possible by appointment. We look forward to hearing from you.

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Offer from: Fam. Struck