ohne-makler
Print exposé
This listing has been automatically translated.

Ground floor apartment with a terrace, private garden, and access to a KfW (German government-backed development bank) loan with a €30,000 grant.

54294 Trier (Zewen) – Rheinland-Pfalz
369.000 €
3
Room
75.02 m²
Living Area
Apartment
Ground floor apartment

This ground-floor apartment with a terrace and private garden is located in a building dating back to 1958, which was completely gutted down to the masonry and rebuilt in 2026. What remains is the solid structure. Everything else is new: the roof, the facade, the windows, all the technical systems, and every pipe and wire in the building. The result is three apartments. This one is on the ground floor and has approximately 75 square meters. From the hallway, there are three rooms: a living room leading to the terrace, a large bedroom, and a third room that can be used as a children's room, guest room, or home office. The kitchen is a separate room and not just a nook in the living area. This makes a significant difference in everyday life, more than you might think from just looking at the floor plan. The living areas have parquet flooring, while the kitchen, hallway, and bathroom have large-format tiles. The interior doors are new. The bathroom has been completely renovated, with a walk-in shower with a glass partition, a wall-mounted toilet, and high-quality fixtures. The real advantage of this apartment is located behind the house. The terrace, which is approximately 33 square meters, leads to a garden area that is exclusively for this apartment. Together, this amounts to over sixty square meters of outdoor space, and it is for the exclusive use of the owner, not shared ownership. In addition, there is a private storage room in the basement and a parking space on the property. In the basement, all owners have access to a laundry and utility room. A kitchen is not included in the sale.

Are you interested in this apartment?

Object Number
OM-497191
Object Class
Apartment
Object Type
Ground floor apartment
Is occupied
Vacant
Handover from
Immediately

Purchase price & additional costs

purchase price
369.000 €
Purchase additional costs
approx. 23,567 €
Total costs
approx. 392,567 €
Purchase price garage/parking space
10,000 €

Breakdown of Costs

Purchase price 369.000 €
Real estate transfer tax 18,450 € (5.00%)
Notary costs 3,380 € (0.92%)
Land register entry 1,738 € (0.47%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,550€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.30%

Details

Condition
First occupancy after renovation
Number of floors
1
Level
Ground floor
Usable area
10.9 m²
Bathrooms (number)
1
Bedrooms (number)
1
Number of parking lots
1
Flooring
Parquet, Tiles
Heating
Underfloor heating
Year of construction
2026
Equipment
Terrace, Garden, Basement, Shower bath
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Middle school, Public transport

Information on equipment

The house, built in 1958, has been completely renovated, right down to the pipes beneath the basement. What was good has been preserved: the solid masonry, the foundations, and the floor slabs. No one builds with this level of quality anymore at these prices. Everything else was replaced in 2026. The roof and the insulated facade are new, as are all the windows with triple glazing and electric shutters, the front door, and all the apartment doors. The heating system, the entire electrical system from the main connection, all the water pipes, and the sewage pipes down to the connection to the public sewer system are also new. This is the key difference that sets this renovation apart from most others. Anyone who has moved into an older building knows the pattern: first comes the joy, then comes the bill for everything you couldn't see. Here, everything has been completed before you move in. The floors, walls, and ceilings have been completely rebuilt, and the staircase has been fully renovated. The work is finished. The apartment is ready and available to move into immediately. The heating is provided by a heat pump located in the basement, which also provides hot water. The rooms are heated by an underfloor heating system, with each room individually controllable. There are no radiators on the walls, and the property uses no gas, oil tank, or fireplace. A ventilation system with heat recovery extracts used air and retains heat within the house. This eliminates the need to open windows for ventilation during the winter. The energy performance certificate indicates that the building has an energy efficiency rating of A+. In terms of energy consumption, the house requires less than half the energy that would be permitted under building energy regulations.

Location

The last German town before the Luxembourg border. It's just two kilometers to the train station for Luxembourg, and seven kilometers to the city center of Trier. Zewen is the southwestern district of Trier, with approximately 3,600 residents, located directly on the Moselle River. It's a village with its own character, yet still part of the city: it has a daycare center, a primary school, and various clubs. The Moselle riverbank and a cycling path are right outside your door, and the city center of Trier is just a fifteen-minute journey away. The landmark of Zewen is the Zewen Tower, a customs and border tower dating back to the fourteenth century. For families who work in Luxembourg, the Zewen primary school is a significant advantage. It's a full-day school and a bilingual German-French primary school, established due to its proximity to the border, with a connection to the bilingual branch of the Humboldt Gymnasium in Trier, allowing students to continue their bilingual education up to the French Baccalauréat. Approximately 52,000 people commute daily from Germany to Luxembourg. From here, the journey is straightforward. The B49 road runs south of the town and reaches the border at Wasserbillig after eight kilometers, after which the highway to Luxembourg City begins. If you take the train, you arrive at the station in Igel, which is two kilometers away, and continue on the RE 11 train. Within Luxembourg, public transportation is free for everyone.

Location Check

Nature
Health
Sports
Child Friendliness
Shopping
Eating Out
Public Transport
Culture
Nightlife

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy efficiency class
A+
Energy certificate type
Demand certificate
Main energy source
Electricity
Final energy demand
29.40 kWh/(m²a)

PDF

Miscellaneous

The property includes a subsidized loan that can be transferred to the buyer. A portion of this loan does not need to be repaid.

The renovation was financed with a subsidized loan from KfW. There is a separate loan for each of the three apartments with Sparkasse Trier, which the buyer can take over.

Two factors make this particularly attractive. The interest rate of 2.92 percent is approximately one percentage point lower than what a new mortgage would currently cost, and it is fixed until October 2035. In addition, there is a remaining subsidy of €30,236.50. This subsidy will not be paid out directly, but will be credited to the loan, immediately reducing the outstanding principal, starting in October 2027.

The transfer of the loan is done through a debt assumption process with the financing bank, which will assess the buyer's creditworthiness, as with any financing. After the transfer, the remaining subsidy is available to the new loan recipient. If the transfer does not take place, the loan will be repaid as part of the purchase agreement; this does not affect the purchase price.

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

Send a message directly to the seller

Questions about this apartment? Show interest or arrange a viewing appointment?

Click here to send a message to the provider:

Commission: No commission for buyers

Offer from: RTC Immobilien GmbH