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3-room apartment (ground floor) with terrace, 0.2% interest rate!
Schafredder 15, 24787 Fockbek – Schleswig-HolsteinThe Fockbek building complex – designed and constructed by an architect – consists of three terraced houses. The front building is for sale and comprises two apartments: one on the ground floor and one in the attic (adjacent to the pellet storage building).
Ground floor apartment: 91 square meters of living space = €279,000, including a terrace and garden share.
Minimum equity required: €24,000.
Attic apartment: 69 square meters of living space = €196,000, including a garden share.
Minimum equity required: €17,000.
A detailed brochure (expose) for both the ground floor and attic apartments is attached as a PDF file. Both apartments are currently rented out under indexed rental agreements. You can find the rental data in the draft loan agreement. To fully understand the structure, you will need to review the loan agreements and financing plans by December 31, 2033. I can send you copies of the rental agreements by email upon request.
Advantages: Suitable for personal use or rental; minimal liquidity burden during rental, or costs similar to rental during personal use, despite high repayments; ideal for multi-generational living. The amount of equity required is negotiable (creditworthiness is key), but the minimum equity requirement must not be exceeded.
Disadvantage: The loan must be repaid by December 31, 2033, through bank financing.
Are you interested in this apartment?
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Object Number
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OM-259803
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Object Class
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Apartment
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Object Type
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Ground floor apartment
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Is occupied
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Occupied
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Handover from
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By arrangement
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Purchase price & additional costs
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purchase price
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279.000 €
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Purchase additional costs
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approx. 22,163 €
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Total costs
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approx. 301,163 €
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HOA fee
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399 €
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Breakdown of Costs
* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs
Does this property fit my budget?
Estimated monthly rate: 1,084€
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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net
Details
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Condition
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Well-kept
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Level
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Ground floor
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Usable area
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5 m²
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Bathrooms (number)
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1
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Bedrooms (number)
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1
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Number of parking lots
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1
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Flooring
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Tiles, Vinyl / PVC
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Heating
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Central heating
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Year of construction
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2010
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Equipment
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Terrace, Garden, Shower bath, Fitted kitchen, Fireplace
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Infrastructure
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Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, Comprehensive school, Public transport
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Information on equipment
Pellet Heating System
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The entire property (5 apartments) requires approximately 12 tons of pellets per year, and one ton currently costs around €270.00. As a result, the heating costs are significantly lower than with a gas or oil heating system. By the way, the heating costs for the tenant or owner-occupier are included in the monthly service charges.
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Garden Share
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The good news: Approximately 50 meters from the apartment, you have a share of the garden as a special right of use, as defined in the declaration of division (a communal garden shared with the owners of the penthouse apartments and the ground-floor apartment in the main building). The bad news: The garden is not yet landscaped, but is currently just a lawn.
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Attachment: Garden Right of Use.
Location
Financing
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As mentioned previously: Both apartments would be suitable for multi-generational living, as an investment property, and for personal use. The structure: Since both apartments are free of debt, the owner offers a preferential loan. The advantage: streamlined process, no need for bank meetings, and quick decisions. Our interest is to sell both apartments to either an investor or someone looking for personal use.
Location Check
Energy
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Energy certificate type
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Demand certificate
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Main energy source
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Wood pellets
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Final energy demand
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100.00 kWh/(m²a)
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Energieausweis
Teilungserklärung
Miscellaneous
Garage and Wood-Burning Boiler House
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The garage is not the private property of any one owner, but rather belongs to all 4 owners collectively, as each has the right to store garden furniture and bicycles there. The same principle applies to the wood-burning boiler house (located to the left of the main building). In my opinion, the relatively elaborate garage and the wood-burning boiler house complement the overall appearance of the Fockbek building complex very harmoniously. I would like to highlight the fact that the entire structure is fully bricked.
Of course, you will compare the price per square meter of the apartment with other properties in order to better assess the advantages and disadvantages of the asking price. This comparison is, of course, sensible and desirable. However, when are the properties comparable? You can find the actual figures in the financing plans. You are not only buying the apartment, but also the wood-burning boiler house and the garage (which are communal property). Roughly speaking, the wood-burning boiler house and the garage account for a price per square meter of approximately €224.00. The building was constructed in 2010 and, in my opinion, appears to be in like-new condition.
Bathroom
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. The bathroom is designed as a shower room. In 2021, we experienced water damage in the bathroom (no need to worry, it wasn't a burst pipe, but rather leaks in the grout in the shower area). The shower area was retiled (with larger tiles and intricate mosaics), but the rest of the bathroom was not, due to issues with the tile installer. Contact details:
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My suggestion and request: First, take a look at the Fockbek building complex. I have also made extensive documentation available online so that you can compare, review, and evaluate our commission-free offer with your specific purchasing expectations before arranging an internal viewing with me. If you wish, I can create a financing plan based on your personal data. An internal viewing will be granted once you have provided proof of your equity; I appreciate your understanding in this matter. If you have any further questions, please do not hesitate to contact me by phone. I thank you in advance for your discretion during the external viewing and look forward to meeting you. Should the property not appeal to you – which we would very much regret – we wish you the best of luck in your apartment search.
- Tel: 04342/7100032
Viewing address: 24787 Fockbek, Schafredder 15.
Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!
Send a message directly to the seller
Questions about this apartment? Show interest or arrange a viewing appointment?
Click here to send a message to the provider:
Offer from: Hans-Joachim Wieser
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