Perfect for investors – 5% return & commission-free – 3-room apartment, balcony, energy efficiency class C.

This 3-room apartment, located in a well-maintained apartment building in Stuttgart-Zuffenhausen, is a solid and immediately profitable investment property: It generates a cold rent of €790 per month, or €9,480 per year – representing a gross yield of 5.0% on the purchase price. It offers stable income from day one, without the need for re-renting, administrative overhead, or renovation. The apartment, located on the 2nd floor (approximately 65.8 m²), has been rented since February 2024 to reliable tenants who pay on time; the rent was mutually agreed to be adjusted to €790 as of January 1, 2025. In the event of a tenant change, the standard market rent in the area is significantly higher than the current rent, offering further potential for the future. If financed through a bank, the mortgage payments can be covered by the rental income: With a financing of 80% of the purchase price (approximately 4% interest and 1% principal repayment), the monthly payment is approximately €630 – the cold rent of €790 fully covers the payment, leaving approximately €160 as a buffer for the building service charges. The building service charges are €237 per month (budget for 2027). Of this amount, approximately €85 can be passed on to the tenant; of the remaining €152, approximately €68 goes towards reserve funds, and approximately €84 goes towards maintenance and repairs. €83 for non-reimbursable costs. The 2027 financial plan does not include any special charges. The building underwent energy-efficient renovations in 2024: insulation of the facades and roof, as well as new plastic windows with insulated glass. The new energy performance certificate, dated November 4, 2026, indicates a final energy demand of 96.16 kWh/(m²a) and an efficiency class of C – a very good value for a building of this age, which facilitates financing and secures its value in the long term. Layout: Living/dining room, bedroom, another room (currently used as an office), kitchen, bathroom with shower and toilet, and a balcony. The apartment includes two storage rooms in the vaulted cellar. The residential complex is professionally managed by a property management company. Key facts for investors:
– Purchase price: €189,000
– Cold rent: €790 per month = €9,480 per year, gross yield: 5.0%
– Service charges: €237 per month, of which approximately €85 are reimbursable, approximately €68 are for reserves, and approximately €83 are non-reimbursable.
– Share of ownership: 227/1,000
– Potential for rent increases upon tenant change.
– A garage in the rear building can be purchased for an additional €12,500.
Additional units in the building are available upon request, including the entire building with 6 units. I will provide interested parties with the relevant documents (financial plan, lease agreement, energy performance certificate, floor plan) upon request.

The apartment is centrally located in Stuttgart-Zuffenhausen, on a quiet residential street, yet everything is just around the corner. An Edeka supermarket is within approximately 200 meters, with two Rewe supermarkets within 300 to 500 meters, and Aldi and Lidl within about 650 meters. Bakeries, pharmacies, and doctors' offices are located on Unterländer Straße and at Kelterplatz, just a few minutes' walk away, while several kindergartens and schools are within a 500-meter radius.

The Zuffenhausen train station, with its S-Bahn (S4, S5, S6) and regional trains, is reachable within about 9 minutes on foot – approximately 10 minutes to the center of Stuttgart, and also to Ludwigsburg. By car, you can reach the A81 and A8 highways via the B10 and B27 roads in just a few minutes.

Zuffenhausen, with its location near the Porsche headquarters and many businesses in northern Stuttgart, is a desirable residential and working area with stable rental demand – which is beneficial for long-term property value.