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Profitable investment property with tax advantages in the popular Pfaffenhofen-Niederscheyern area.

Gerstenstraße 7, 85276 Pfaffenhofen an der Ilm (Niederscheyern) – Bayern
164.000 €
2
Room
46 m²
Living Area
Private offer
Apartment

This attractive investment property, located in a prime location in Pfaffenhofen, is waiting for you. This optimally designed 2-room apartment is located on the 1st floor of a well-maintained building with 3 units and is ideal as an investment. In addition, the apartment offers great potential for future improvements. The apartment features a cozy living room with a western orientation and an adjoining kitchen, a bright bedroom, a shower bathroom, and a practical storage room.

* Living room with a view of greenery
* Shower bathroom
* Spacious storage room
* Large basement room (approx. 12 sqm) and additional storage space
* Outdoor parking space directly in front of the building (additional €6,000)

The apartment is currently rented to a reliable tenant on a long-term lease. The monthly net rent is €520, plus €130 for utilities.

Tax Benefits:

Due to the year the building was constructed, the apartment offers significant potential for tax savings. An initial assessment by a specialized appraiser (Gutachten.org) indicates a remaining useful life of only 18-22 years, instead of the usual 50 years, allowing for depreciation of 4.5% to 5.6% of the building share annually. Thanks to this tax optimization, a neutral cash flow after taxes is achieved immediately upon purchase, even with a 90% financing of the purchase price. (Key figures for the calculation: 90% financing, remaining useful life of 20 years => 5% depreciation, interest rate: 4.3%, amortization: 1.5%).

We would be happy to provide you with a detailed calculation of the property, taking into account all ongoing costs and taxes, during the viewing. In the medium term, personal use is also possible. Since the sale is directly from the owner, you also save on real estate agent commissions. A viewing can be arranged on short notice with the tenant. Please contact us to schedule an appointment. We would also be happy to provide you with further documentation.

Are you interested in this apartment?

Object Number
OM-v84j8d
Object Class
Apartment
Object Type
Apartment
Is occupied
Occupied
Handover from
Immediately

Purchase price & additional costs

purchase price
164.000 €
Purchase additional costs
approx. 8,388 €
Total costs
approx. 172,387 €
Purchase price garage/parking space
6,000 €
HOA fee
169 €

Breakdown of Costs

Purchase price 164.000 €
Real estate transfer tax 5,740 € (3.50%)
Notary costs 1,749 € (1.07%)
Land register entry 899 € (0.55%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 691€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.32%

Details

Condition
Well-kept
Number of floors
2
Level
1st floor
Usable area
12 m²
Bathrooms (number)
1
Bedrooms (number)
1
Number of parking lots
1
Heating
Central heating
Year of construction
1978
Equipment
Basement, Shower bath, Fitted kitchen
Infrastructure
Pharmacy, Grocery discount, General practitioner, Public transport

Location

Welcome to the popular village of Pfaffenhofen-Niederscheyern. Here, you'll find a variety of shops, doctors, a hospital, a pharmacy, restaurants, leisure activities, and public transportation all within easy reach.

Thanks to the excellent transport links, the nearest bus stop for the free city bus is just 100 meters away on foot. The Pfaffenhofen train station, with direct connections to Munich and Ingolstadt, is reachable in 8 minutes by bike, and the A9 motorway access point is just 13 minutes away.

Location Check

Nearby places
Nearby places

Energy

Final energy consumption
151.00 kWh/(m²a)
Energy efficiency class
E
Energy certificate type
Consumption certificate
Main energy source
Oil

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Offer from: Alexander Biehl