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Own instead of rent: 2-room apartment with balcony and parking space for €59,000.

Jogichesstr. 5, 08056 Zwickau – Sachsen
56.000 €
2
Room
60.20 m²
Living Area
Private offer
Apartment

Own your home instead of renting: 2-room apartment with balcony and parking space for €59,000.
60.2 m² · 2nd floor · Jogichesstraße 5, Zwickau · available from November 2026.
This 2-room apartment offers a comfortable living space of 60.2 m² with a balcony and parking space, all at an affordable purchase price. The apartment will be available from the end of October 2026, making it readily available for personal use or re-renting. The living room, with its large window front, is the heart of the apartment. It offers space for a cozy seating area and a dining area. The separate bedroom provides space for a double bed and wardrobes. The separate kitchen, with its large, arched window and direct access to the balcony, is particularly charming. Facing the courtyard, this space is perfect for a small seating area – ideal for enjoying your morning coffee or relaxing after work. The bright bathroom features a bathtub and a window. A hallway with space for a wardrobe complements the layout. The included outdoor parking space completes the offering. The Jogichesstraße is located in a well-established residential area close to the city center of Zwickau. Shops and public transportation are readily available in the surrounding area. Own your apartment – with a monthly payment comparable to the current rental level.

The purchase price is €59,000, including a parking space. With full financing of the purchase price, assuming an interest rate of 4.5% and an initial repayment of 1%, the monthly loan payment would be approximately €270.

Monthly example calculation:
Comparable cold rent (including parking space): €375.00
Loan payment (interest and repayment): €270.00
Non-reimbursable share of building service charges, approximately: €99.00
Loan payment plus non-reimbursable share of building service charges: €369.00

Therefore, in this example calculation, the total cost is approximately €6 less than the comparable cold rent including the parking space. At the same time, approximately €49 per month is allocated to repaying your own loan. The monthly building service charges are €289 (of which €99 is non-reimbursable, such as property management, reserve funds, repairs, etc., and €190 is for reimbursable operating costs such as heating, hot water, insurance, etc.). Financing example, not a binding credit offer: The total monthly payment, including the loan installment and service charges, is €559.42. In addition to the base rent, operating costs are added. The comparative calculation assumes comparable operating costs. Additional purchase costs are paid from your own funds; additional maintenance costs and potential special charges are not included. The actual interest rate depends on your creditworthiness and the property. An initial repayment of 1% results in a slower repayment schedule. We would be happy to advise you on a suitable financing option. Key features at a glance:
• Purchase price including parking space: €59,000
• Living area: 60.2 m²
• Two rooms, separate kitchen and entrance hall
• Balcony overlooking the courtyard
• Bathroom with daylight and bathtub
• Second floor
• Outdoor parking space
• Service charges: €289 per month
• Available from November 2026
Arrange a viewing appointment and discover your potential new home at Jogichesstraße 5.

Are you interested in this apartment?

Object Number
OM-506505
Object Class
Apartment
Object Type
Apartment
Is occupied
Vacant
Handover from
By arrangement

Purchase price & additional costs

purchase price
56.000 €
Purchase additional costs
approx. 4,393 €
Total costs
approx. 60,392 €
Purchase price garage/parking space
4,000 €
HOA fee
289 €

Breakdown of Costs

Purchase price 56.000 €
Real estate transfer tax 3,080 € (5.50%)
Notary costs 870 € (1.55%)
Land register entry 443 € (0.79%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 258€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.90%

Details

Condition
Well-kept
Monument protection object
Yes
Number of floors
4
Level
2nd floor
Number of parking lots
1
Flooring
Laminate, Tiles
Heating
Central heating
Year of construction
1921
Equipment
Balcony, Basement, Full bath

Location

Location Check

Nearest places
Nearest places

Energy

Final energy consumption
101.00 kWh/(m²a)
Energy efficiency class
D
Energy certificate type
Consumption certificate
Main energy source
Gas

Miscellaneous

Interested parties should contact:
HBZ Hirschberger Construction Consulting Center GmbH
Thorsten Bergmann
Lobensteiner Str. 8
07927 Hirschberg

0160/6112258

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Offer from: Thorsten Bergmann