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Three-room apartment on the first floor with a balcony, plus a KfW (German government-backed development bank) loan with a €30,000 grant.

54294 Trier (Zewen) – Rheinland-Pfalz
299.000 €
3
Room
63.52 m²
Living Area
Apartment

This apartment, located on the first floor, is in a building constructed in 1958 that was completely gutted and rebuilt in 2026, leaving only the original masonry. Everything else is new, including the roof, facade, windows, all the building's systems, and every pipe and wire. The building now contains three apartments. The apartment is on the first floor and has approximately 64 square meters of living space. From the hallway, there are three rooms: a living room with access to the balcony, a bedroom, and a third room with two windows, which can be used as a children's room, guest room, or home office. The kitchen is a separate room with a window and is not just a niche in the living area. This makes a significant difference in everyday life, more than one might expect from just looking at a floor plan. The living areas have parquet flooring, while the kitchen, hallway, and bathroom have large-format tiles. The interior doors are new. The bathroom has been completely renovated, with a walk-in shower with a glass partition, a wall-mounted toilet, and high-quality fixtures. The balcony, which faces the garden and is away from the street, is approximately 9.5 square meters. Half of this area is included in the living space calculation. It is covered, so it can be used even when it's raining, which makes a real difference between having a balcony and actually being able to use it. The apartment also includes a private storage room of approximately 13 square meters and a parking space on the property. In the basement, there is a shared laundry and utility room for all the apartment owners. A kitchen is not included in the sale.

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Object Number
OM-497355
Object Class
Apartment
Object Type
Apartment
Is occupied
Vacant
Handover from
Immediately

Purchase price & additional costs

purchase price
299.000 €
Purchase additional costs
approx. 19,341 €
Total costs
approx. 318,341 €
Purchase price garage/parking space
10,000 €

Breakdown of Costs

Purchase price 299.000 €
Real estate transfer tax 14,950 € (5.00%)
Notary costs 2,904 € (0.97%)
Land register entry 1,488 € (0.50%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

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Estimated monthly rate: 1,256€

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Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.30%

Details

Condition
First occupancy after renovation
Number of floors
1
Level
1st floor
Usable area
12.9 m²
Bathrooms (number)
1
Bedrooms (number)
1
Number of parking lots
1
Flooring
Parquet, Tiles
Heating
Underfloor heating
Year of construction
2026
Equipment
Basement, Shower bath
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Middle school, Public transport

Information on equipment

The exterior of the house dates back to 1958, but the interior has been completely renovated, right down to the pipes beneath the basement. What was good has been preserved: the solid masonry, the foundations, and the floor slabs. No one builds with this level of quality anymore at these prices. Everything else was replaced in 2026. The roof and the insulated facade are new, as are all the windows with triple glazing and electric shutters, the front door, and all the apartment doors. The heating system, the entire electrical system from the main connection, all the water pipes, and the sewage pipes down to the connection to the public sewer system are also new. This is the key difference that sets this renovation apart from most others. Anyone who has moved into an older building knows the pattern: first comes the joy, then comes the bill for everything you couldn't see. Here, everything has been completed before you move in. The floors, walls, and ceilings have been completely rebuilt, and the staircase has been fully renovated. What was once a single- or two-family home has been transformed into three separate apartments. The work is finished. The apartment is ready and available to move into immediately. The house is heated by a heat pump, which is located in the basement and also provides hot water. The heat is distributed throughout the rooms via underfloor heating, with each room having individual temperature control. There are no radiators on the walls, and the house uses no gas, oil, or fireplaces. A ventilation system with heat recovery removes stale air and retains heat within the house, eliminating the need to open windows for ventilation in the winter. The energy performance certificate rates the building as energy efficiency class A+. Calculations show that the house uses less than half the energy that the Energy Saving Ordinance would allow.

Location

The last German town before the Luxembourg border. It's just two kilometers to the train station for Luxembourg, and seven kilometers to the city center of Trier. Zewen is the southwestern district of Trier, with approximately 3,600 residents, located directly on the Moselle River. It's a village with its own character, yet still part of the city: it has a daycare center, a primary school, and various clubs. The Moselle riverbank and a cycling path are right outside your door, and the city center of Trier is just a fifteen-minute journey away. The landmark of Zewen is the Zewen Tower, a customs and border tower dating back to the fourteenth century. For families who work in Luxembourg, the Zewen primary school is a significant advantage. It's a full-day school and a bilingual German-French primary school, established due to its proximity to the border, with a connection to the bilingual branch of the Humboldt Gymnasium in Trier, allowing students to continue their bilingual education up to the French Baccalauréat. Approximately 52,000 people commute daily from Germany to Luxembourg. From here, the journey is straightforward. The B49 road runs south of the town and reaches the border at Wasserbillig after eight kilometers, after which the highway to Luxembourg City begins. If you take the train, you arrive at the station in Igel, which is two kilometers away, and continue on the RE 11 train. Within Luxembourg, public transportation is free for everyone.

Location Check

Nature
Health
Sports
Child Friendliness
Shopping
Eating Out
Public Transport
Culture
Nightlife

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy efficiency class
A+
Energy certificate type
Demand certificate
Main energy source
Electricity
Final energy demand
29.40 kWh/(m²a)

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Miscellaneous

The property includes a subsidized loan that can be transferred to the buyer. A portion of this loan does not need to be repaid.

The renovation was financed with a subsidized loan from KfW. Each of the three apartments has its own loan with Sparkasse Trier, which the buyer can take over.

Two factors make this particularly attractive. The interest rate of 2.92 percent is approximately one percentage point lower than what a new mortgage would currently cost, and it is fixed until October 2035. In addition, there is a repayment subsidy of €30,236.50 that is still outstanding. This subsidy will not be paid out directly, but will be credited to the loan, immediately reducing the outstanding principal, starting in October 2027.

The transfer of the loan is done through a debt assumption process with the financing bank, which will assess the buyer's creditworthiness, just as it would for any new financing. After the transfer, the outstanding repayment subsidy becomes available to the new loan recipient. If the transfer does not take place, the loan will be repaid as part of the purchase agreement; this does not affect the purchase price.

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Offer from: RTC Immobilien GmbH