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3-family house, 205 square meters, located in Bamberg.

Theuerstadt 50, 96050 Bamberg – Bayern
570.000 €
9
Room
205 m²
Living Area
70 m²
Plot Area
Private offer
House
Multi-family house

For sale by private owner, commission-free: Historic investment property with listed building status (formerly a monastery) - 3 apartments + potential for expansion in Bamberg-Theuerstadt.

PROPERTY­ DESCRIPTION:
For sale is a piece of Bamberg's history: This listed multi-family house (ensemble protection, built in 1890, formerly a monastery) combines the charm of an old building with continuous, loving, and documented owner care. The property is located in the heart of the highly desirable, central location of Bamberg-Theuerstadt, close to the city center and the university. The building is characterized by its solid, historic construction. A real highlight in the basement is the historic, excellently preserved vaulted ceiling. The total living space of 205 square meters is divided into three self-contained, bright apartments:
- Ground floor (approx. 51 square meters, 2 rooms, kitchen, bathroom): Current rent €570 per month. Charmingly designed. A highlight is the integrated courtyard with a covered terrace, as well as a new, insulated, soundproof apartment door.
- 1st floor (approx. 59 square meters, 3 rooms, kitchen, bathroom): Current rent €540 per month. Bright apartment with an appealing layout.
- 2nd floor & attic (approx. 95 square meters, 4 rooms, kitchen, bathroom): Current rent €900 per month. Spacious, characterful maisonette apartment with a great sense of space. (Currently available for rent starting November 1st.)
VAULT BASEMENT
2 Additional basement rooms available for rent.
RENTAL INCOME
- Current rent (living space + basement): €2,110 per month (€25,320 per year).
The moderate rental level offers sustainable potential for increases with future rentals. It's perfect as a crisis-proof investment property or for medium-term partial owner-occupancy of the maisonette. TAX ADVANTAGES FOR INVESTORS (HISTORICAL BUILDING DEPRECIATION)
As a historical landmark property, this property offers excellent tax incentives:
- Increased depreciation: Take advantage of the special depreciation allowance or increased historical building depreciation (§ 7i / § 10f EStG) for future maintenance, repair, and renovation work. - Effectively reduce tax burden: By claiming these tax benefits, the taxable income can be significantly reduced. This significantly increases the real net return after taxes, well beyond the simple rental income. CONDITION & STRUCTURE (COMPLETELY DOCUMENTED)
The structure has been continuously and proactively maintained. A complete folder with all invoices is available for review. - Roof & Insulation: The mansard roof was extensively insulated and modernized in 2009. 2009-2012: Complete roof replacement, including all gutters. - Heating & Self-Sufficiency: Heating is provided by 3 separate gas-fired floor heating systems (1x 2008, 2x 2013; tenants pay directly). All necessary repairs are carried out comprehensively and to a higher standard each year. Special feature: Each of the 3 apartments has its own connection for a wood-burning stove. - Pipes & Windows: Gas and water pipes were replaced approximately 20 years ago. In recent years, the pipework has been professionally cleaned as a preventative measure. Windows have double glazing (ground floor: 1970s, 1st floor: 1990s, attic: insulated glass from 2004). - Interior areas have been modernized in recent years.

DETAILS & FACTS
- Living space: 205 sqm (3 units) + approximately 33 sqm of rentable basement space.
- Energy performance certificate: Exempt due to ensemble protection / historical monument status.
- No commission: Direct sale from the owner (saves approximately €24,000 in purchase-related costs).

SALES PROCESS
- Starting price / Minimum bid: €570,000
Viewing appointments will only be granted after receiving a brief personal introduction and proof of equity or a financing confirmation.

Are you interested in this house?

Object Number
OM-494666
Object Class
House
Object Type
Multi-family house
Is occupied
Occupied
Handover from
By arrangement

Purchase price & additional costs

purchase price
570.000 €
Purchase additional costs
approx. 27,440 €
Total costs
approx. 597,439 €

Breakdown of Costs

Purchase price 570.000 €
Real estate transfer tax 19,950 € (3.50%)
Notary costs 4,962 € (0.87%)
Land register entry 2,528 € (0.44%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 2,310€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.08%

Details

Condition
Well-kept
Number of floors
4
Usable area
205 m²
Bathrooms (number)
3
Bedrooms (number)
5
Flooring
Parquet, Laminate, Tiles, Vinyl / PVC
Heating
Floor heating
Year of construction
1890
Equipment
Winter garden, Basement, Shower bath, Guest toilet, Fireplace
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Comprehensive school, Public transport

Location

Central location in Bamberg, Theuerstadt district, close to the city center and the train station.

Location Check

Shopping
100m
Public Transport
200m
Culture
150m
Eating Out
50m
Health
50m
Sports
100m
Child Friendliness
100m
Nightlife
50m
Nature
400m

Energy

Energy certificate type
not legally required
Main energy source
Gas

Miscellaneous

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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