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No brokerage fees! Brand new, 3-room apartment with terrace, including a 0.76% KfW loan!

53359 Rheinbach (Merzbach) – Nordrhein-Westfalen
320.000 €
3
Room
77 m²
Living Area
Apartment
Ground floor apartment

New construction! First occupancy! For personal use or for renting to build capital – you decide! New 3-room apartment with a terrace in a 6-unit building in Rheinbach, Merzbach! This property is being sold WITHOUT COMMISSION! All real estate agents and intermediaries are explicitly requested not to contact us regarding this property.

This new construction project is located in Rheinbach-Merzbach. The ground-floor apartment features 3 rooms, an entrance hall, a shower room with a walk-in shower, and a spacious terrace. The large living/dining area, as well as the bedroom and children's room (or which can be used as an office), can be tastefully furnished. Because the apartment is barrier-free, it is also suitable for older people. The apartment is completely finished, including painting and flooring. The bathroom and hallway are tiled. The shower area is also level and features an elegant glass partition. Therefore, the apartment can be used immediately by the buyer. A property management company has been appointed. The apartment includes a storage room located outside and a spacious parking space, which is already included in the purchase price. High-speed internet is already installed. The building is heated with highly efficient air source heat pumps. Hot water is also produced in this way. The digital video intercom system and underfloor heating throughout the apartment complete the offering. All apartments in the building meet the KfW55 standard. KfW funding (KfW55 loan) has already been approved and, if desired, can be taken over by the buyer, subject to sufficient creditworthiness. The loan amount is approximately €112,000 at an annual interest rate of 0.76% over 5 years (until October 30, 2031).

Details can be discussed in person. There is an elevator in the building. The total plot size is approximately 1050m². One-third of this is designated as a garden for recreational activities and communal use. The residential complex is located in the heart of nature, yet the city center of Rheinbach is only a few minutes away. Take advantage of the opportunity to obtain an extremely favorable KfW loan and use it to purchase your own property! The property has already been divided into 6 units plus communal areas, in accordance with the division regulations. The building has been officially approved by the building authority. Due to the constantly growing demand for housing, the quiet location, and the top-quality features, a good rental income is guaranteed! The residential complex consists of a total of 6 apartments, ranging from 60 to 91m², as follows:
Ground floor: Two 3-room apartments, 77m² and 91m², with terraces (77m² available).
First floor: Two 3-room apartments, 86m² and 81m², with balconies (both sold).
Attic: Two 2-room apartments, 60m² and 65m², with balconies (60m² available).

Are you interested in this apartment?

Object Number
OM-484912
Object Class
Apartment
Object Type
Ground floor apartment
Is occupied
Vacant
Handover from
Immediately

Purchase price & additional costs

purchase price
320.000 €
Purchase additional costs
approx. 25,445 €
Total costs
approx. 345,444 €
HOA fee
340 €

Breakdown of Costs

Purchase price 320.000 €
Real estate transfer tax 20,800 € (6.50%)
Notary costs 3,082 € (0.96%)
Land register entry 1,563 € (0.49%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,344€

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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.30%

Details

Condition
First occupancy
Level
Ground floor
Usable area
6 m²
Bathrooms (number)
1
Bedrooms (number)
3
Number of parking lots
1
Flooring
Laminate, Tiles
Heating
Underfloor heating
Year of construction
2026
Equipment
Terrace, Garden, Elevator, Shower bath, Barrier-free
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Public transport

Location

Rheinbach-Merzbach, a quiet location not far from the center of Rheinbach.
Located on the edge of a forest.

Location Check

Nature
Child Friendliness
Sports
Health
Eating Out
Culture
Shopping
Nightlife
Public Transport

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy efficiency class
A+
Energy certificate type
Demand certificate
Main energy source
Air/water heat
Final energy demand
10.00 kWh/(m²a)

Miscellaneous

No agent fees!
All real estate agents and intermediaries are explicitly asked to refrain from calling.

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Commission: No commission for buyers

Offer from: Rudolf Hofmann