ohne-makler
Print exposé
This listing has been automatically translated.

14% RETURN ON EQUITY: 4 FULLY FURNISHED SMART HOMES IN A PRIME CITY LOCATION.

Maastrichterstr. 38, 50672 Köln (Innenstadt) – Nordrhein-Westfalen
1.160.444 €
140.55 m²
Living Area
Private offer
Apartment building or investment property
Residential and commercial building

GUARANTEED AND RISK-FREE: NET PROFIT AFTER COSTS AND DEPRECIATION
You are a high earner, frustrated by the top tax rate, and you know: high return equals high risk! However, there is an exception that is 100% legitimate but largely unknown! FACT: A well-located, fully furnished apartment in a prime city location is an absolutely unique investment. It optimizes one of the last, legal tax havens (property depreciation) to achieve leveraged, double-digit, and automatically increasing annual returns. This is approximately double the long-term reference return of stock investments (MSCI = 7%), while simultaneously offering zero volatility and minimal risk of property value decline. PLUS, it offers a long-term, guaranteed increase in the value of the prime location property. This is therefore THE ULTIMATE INVESTMENT FOR TAX-OPTIMIZED WEALTH BUILDING AND RETIREMENT PLANNING! TIGHTER RENT CONTROL: The stricter rent control measures already approved by the Federal Cabinet and coming into effect at the end of the year will make furnishing and profitable furnished rentals impossible in the future. EXCEPTION: Apartments that were already furnished and rented out before the introduction of rent control (in Cologne in 2015) benefit from... § 556e para. 1 of the German Civil Code (BGB) provides an unassailable, legally protected rental income for the landlord.

OFFER: For sale are four fully furnished, ready-to-move-in, and climate-neutral smart home studio apartments located on the 2nd and 3rd floors of a modernized building from the 1950s, in a prime city location in the Belgian Quarter, which is increasingly popular with key target groups. All apartments benefit from the aforementioned landlord protection. Through rental income and tax advantages, even high-income earners can achieve an effective return on equity of up to 14.44% (return on equity before tax, based on full financing with 10% equity, according to the tax profit and loss statement, using the actual property data and compared to other investments). Each smart home generates a four-digit profit, which increases continuously through index-linked or stepped rental agreements. This lucrative investment not only pays for itself but also generates a consistent, steadily increasing four-digit net profit/cash flow, even after deducting a 1% repayment.

LEVERAGE EFFECT: With a leverage factor of 18 to 33. A high-net-worth individual seeking tax optimization and with a strong credit rating would acquire the entire package of four units with full financing, structured to minimize tax liabilities. The equity contribution would be limited to the ancillary purchase costs, which, in the case of the maas38 package (covering property transfer tax, notary fees, and WITHOUT real estate agent fees), amount to approximately 8% of the purchase price, or around €92,836. With an average appreciation of a) 2%, b) 3.5%, or c) 5%, the purchase price of €1.160 million would increase over 20 years to a) €1.724 million, b) €2.308 million, or c) €3.077 million. The so-called "leverage effect" multiplies your equity contribution by factors of a) 18.57, b) 24.86, or c) 33.14, scaling it to a value of a) €1,723,396, b) €2,307,902, or c) €3,076,585, which you can monetize TAX-FREE upon sale. Due to the decades-long, sustainable shortage of housing in Cologne, higher appreciation rates are not only possible, but quite likely! PLUS the significant rental income generated by the consistently higher prices compared to the competition. PLUS the positive impact of the stricter rent control regulations, which solidify the exclusivity and long-term security of your investment. CONCLUSION: Your maas38 investment, with minimal risk, will almost certainly make you financially independent in approximately 15-20 years. You will not find a comparable offer, either in prime real estate locations or in other investment opportunities! Furthermore, this is offered COMMISSION-FREE, directly from the owner. Welcome to the maas38 project...

Are you interested in this offer?

Object Number
OM-474767
Object Class
Apartment building or investment property
Object Type
Residential and commercial building
Handover from
Immediately

Purchase price & additional costs

purchase price
1.160.444 €
Purchase additional costs
approx. 89,472 €
Total costs
approx. 1,249,916 €
Price per m²
8,257.00 €

Breakdown of Costs

Purchase price 1.160.444 €
Real estate transfer tax 75,429 € (6.50%)
Notary costs 9,306 € (0.80%)
Land register entry 4,738 € (0.41%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 4,727€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 4.11%

Details

Condition
Modernized
Year of last modernization
2026
Number of floors
7
Level
3rd floor
Total area
152.6 m²
Other areas
12 m²
Net rental income (actual) p.a.
51264 €
X-times rental income
22.63
Number of units
4
Flooring
Parquet
Heating
Central heating
Year of construction
1955
Equipment
Balcony, Basement, Elevator, Full bath, Shower bath, Fitted kitchen
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Secondary school, Middle school, High school, Comprehensive school, Public transport

Information on equipment

TOP INVESTMENT OPPORTUNITY & OPTIMAL TAX ADVANTAGES
+ Well-maintained multi-family building, 8 stories, 31 units, built in 1955. No outstanding renovation or refurbishment costs, with a substantial reserve fund of approximately €150,000.
+ Modernized in 2005 (new elevator, stairwell, entrance, balconies, addition of three floors, new roof).
+ 100% climate-neutral and future-proof with district heating and green electricity.
+ Established and straightforward homeowners' association with excellent property management, operating for approximately 20 years.
+ Proven business model of "furnished rentals" for approximately 20 years, with no rental income losses.
+ 4 renovated/modernized studio apartments: 1.5 rooms, kitchen, bathroom.
+ For investors: Legal protection of rental income with a unique return on investment for prime real estate! + Enhanced sense of space thanks to optimal room design (open-plan kitchen, living, and dining area, separate sleeping area).
+ No bed in the living area = high living quality for a 2-room apartment.
+ Fully furnished and very comfortable.
+ Apartments 9, 10, and 16: Bright and airy due to large south-facing windows.
+ Apartment 18: Bright and airy with floor-to-ceiling windows, featuring a large balcony directly connected to the open-plan kitchen, living, and dining area, overlooking the quiet courtyard.
+ Real wood parquet flooring.
+ Fully equipped and well-maintained built-in kitchens with dishwasher, convection oven, and ceramic hob.
+ Custom-made sleeping area with large storage drawers.
+ Large custom-made built-in wardrobe in the entrance hall.
+ Stylish interior glass doors.
+ Ready-to-move-in condition (including kitchen equipment, dishes, towels, etc.).
+ Smart home systems for lighting, sound, and TV (Philips Hue lighting, Sonos sound system, Samsung TV).
+ Wireless music and TV streaming services controllable via mobile phone or Amazon's Alexa.
+ Apartments 9, 10, and 18: Timelessly designed bathrooms with bathtubs and showers.
+ Apartment 16: Bathroom with bathtub and shower, renovated in 2010 and scheduled for refurbishment in 2026.
+ Apartments 10 and 18: Washer-dryer in the bathroom.
+ Private storage cellar.
+ All-inclusive package including electricity and internet (without...). e. Stress related to dysfunctional support structures)
+ Tenants can move in immediately and only need to bring their toothbrush.
+ At first glance, the net rent (excluding utilities) appears very high, ranging from €1,000.00 to €1,200.00 per month, but in reality, it is significantly more affordable than the competition.
+ Primarily, or exclusively, commercial rental offers (due to...). Value-added tax impact: sustainable price disadvantage)
+ Price advantage/reserve compared to the competition: approximately €200 - €400 per month.
+ Dynamically growing core target groups due to broader societal and workplace changes (project workers, digital nomads, affluent parents of children in higher education/training, individuals starting over after relationship breakdowns, etc.).
+ Consistently increasing demand for:
- Fully furnished, ready-to-move-in rentals (offering maximum, location-independent flexibility and eliminating the need for investment in five-figure apartment furnishings).
- Accommodation specifically for single individuals in the Belgisches Viertel (particularly around Brüsseler Platz).
+ Consistently increasing average rental duration with fewer tenant turnovers (approximately 9 months in the 2010s, now 2-3 years).
+ Established "furnished rental" business with virtually no vacancy for almost 20 years.
+ Unassailable legal protection for rental prices (according to...). § 556e para. 1 BGB)
+ Decreasing yields due to the stricter rent control regulations coming into effect at the end of 2026.
+ Highly profitable business model, increasingly focused on single-person households, INCLUDING:
- Tax optimization
- Zero bad debts
- Zero volatility
- Automated return enhancement (= index-linked/escalating rental agreements)
- Secured asset growth through maximum property value appreciation in prime city locations
- Maximum future security
- Transfer of the business model, knowledge transfer & coaching (only for the complete package)
Welcome to the maas38 project...

Location

COLOGNE AT YOUR FEET
These smart homes are located in the heart of Cologne's most popular district, which is increasingly sought after internationally. Situated in the Belgian Quarter. Just a three-minute walk from Ehrenstraße, Rudolfplatz, and the city center. Just around the corner from Brüsseler Platz, a location increasingly popular with our target audience. Located at Maastrichterstraße 38. Here, you'll find vibrant urban living, with the highest concentration of nightlife, clubs, bars, cafes, and restaurants. Bakeries, butchers, pharmacies, ice cream parlors, and all the shops you need for daily life are right outside your door. Parking spaces are available, starting from approximately €120 per month, in the parking garage directly across the street. Central subway connections at Friesenplatz or Rudolfplatz, the "Lateng" district, the green belt and city garden, and the rest of the city center are all within a few minutes' walk. Direct transportation and highway connections radiate outwards in all directions. The main train station is just a 5-minute ride away without transfers. By car or public transport, the airport is approximately 15-25 minutes away, depending on traffic and schedules. The rest of the city, most cultural institutions, and the university are easily accessible in a short time, whether on foot, by bike, or by public transport. In short, the city of Cologne bows down and lies at your feet. Welcome to the maas38 project...

Location Check

Eating Out
100m
Nightlife
100m
Shopping
50m
Culture
100m
Sports
50m
Child Friendliness
150m
Health
150m
Nature
450m
Public Transport
350m

Energy

Energy certificate type
Consumption certificate
Main energy source
District heating
Final energy consumption electricity
34.40 kWh/(m²a)
Final energy consumption heat
137.50 kWh/(m²a)

Miscellaneous

SMART HOMES - OVERVIEW

maas38 Package: 140.55 m²
Net rent (cold rent) per month/year: €4,272 / €51,264
Yield* (gross): 14.44% = Net: 10.63%
Average selling price: €8,256/m² = €1,160,444

Apartment 9 - 2nd floor: 35.57 m²; renovated/modernized around 2012; indexed rental agreement since 08/2025; service charges: €335.00, of which ancillary costs not deductible for investors: €52.15
Net rent (cold rent) per month/year: €1,025.00 / €12,300
Yield* (gross): 12.31% = Net: 9.06%
Selling price: €8,000/m² = €284,560

Apartment 10 - 2nd floor: 34.55 m²; renovated/modernized around 2011; indexed rental agreement since 01/2024; service charges: €261.00, of which ancillary costs not deductible for investors: €51.97
Net rent (cold rent) per month/year: €1,039 / €12,468
Yield* (gross): 12.81% = Net: 9.43%
Selling price: €8,200/m² = €283,310

Apartment 16 - 3rd floor: 34.43 m²; modernized around 2010; indexed rental agreement since 09/2026; service charges: €251.00, of which ancillary costs not deductible for investors: €52.01
Net rent (cold rent) per month/year: €1,017.91 / €12,215
Yield* (gross): 12.88% = Net: 9.48%
Selling price: €7,800/m² = €268,574 WE 18 - 3rd floor: 36.00 m²; with floor-to-ceiling windows and a 7.38 m² balcony overlooking the quiet courtyard; renovated/modernized in 2014; staggered rental agreement since 10/2012 (5% increase every 2 years).
Monthly service charges: €255.00, including non-deductible operating costs for investors: €52.44. Net cold rent: €1,190 per month / €14,280 per year.
Yield*: Gross 13.29% = Net 9.79%
Selling price: €9,000/m² = €324,000
COMMISSION-FREE SELLING PRICE INCLUDING THE FOLLOWING FEATURES:
All apartments include smart home technology, built-in kitchen, built-in wardrobes, full furnishings, multimedia/smart home equipment, and are ready to move in.
YIELDS BASED ON ACTUAL PROFIT/LOSS STATEMENTS:
*Yields are based on reliable example calculations from a tax profit/loss statement, including current service charges, 10% equity, 4% interest, and are extrapolated to provide a gross yield for direct comparison with alternative investments (fixed deposits, savings accounts, stocks, etc.).
INFORMATION PACKAGES & VIDEO TOURS
If you briefly introduce yourself and your financing, you will receive the extended information package and access to the video tours! The sale is conducted as a complete package or to a pair of buyers, each acquiring one unit. Welcome to the maas38 project...

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

Send a message directly to the seller

Questions about the object? Show interest or arrange a viewing appointment?

Click here to send a message to the provider: