ohne-makler
Exposé drucken
This listing has been automatically translated.

Roetgen: Multi-family building with a high, 90% tax-free rental yield, in a good location.

52159 Roetgen – Nordrhein-Westfalen
479.000 €
203 m²
Living Area
380 m²
Plot Area
Private offer
Apartment building or investment property
Apartment building

Apartment building with 4 apartments:
1. Ground floor: 3.5-room apartment, 65 sqm, fitted kitchen, terrace, garden, + 1 parking space.
2. First floor: 3.5-room apartment, 61 sqm, shared use of the garden, + 1 carport parking space.
3. Attic: 2.5-room apartment, 45 sqm, shared use of the front garden/terrace, + 1 parking space.
4. Basement: 2-room apartment, 32 sqm, fully furnished, shared use of the front garden/terrace.
Land area: 380 sqm.
Year of construction: 2001.
Supermarket and bakery: approximately 50 meters.
Bus stop with express buses to Aachen and Monschau: 120 meters.
Access to a 150 km cycling route from Aachen to Luxembourg: 100 meters.
Access to a 300 km hiking trail (Eifelsteig) from Aachen to Luxembourg: 140 meters.
Access to the forests of the Northern Eifel: 400 meters.
Several kindergartens: 1.3 - 1.8 km within the town.
Secondary school (grades I-II, up to 13th grade/Abitur): 1.3 km within the town.
CO2-neutral infrared heating systems, energy efficiency class "A".
Solid construction with 24 cm hollow block bricks, thermal insulation, and 11.5 cm facing brick cladding.
All rooms are tiled. Ground floor and first floor have bathrooms with bathtubs. Attic and basement have showers.
Ideal for investors! Due to the favorable ratio of cold rent, which amounts to 23,100 euros per year. With a financing structure involving 30% equity, the return on equity is 7.6%, which is effectively tax-free due to depreciation and interest payments (90% tax-free).

The indexed rental agreement means that the base rent increases each year by the inflation rate of the previous year, but at least by 2%. This results in a future increase in the property's value of at least 2% per year, and at least 20% over 10 years. Since the property can be sold tax-free after 10 years, this generates an additional return on equity of 6.6% per year, which is also 100% tax-free.

In other words, the return on equity from the increasing base rent is 7.6% tax-free, plus the additional tax-free return of 6.6% per year from the annual increase in value, totaling 14.2%. Of this, only 10% of the rental income is subject to tax. This tax-free status is an advantage compared to investments like stocks, ETFs, or government bonds, which are subject to a flat tax of 25% per year. (A detailed calculation of the return on equity can be provided upon request.)

The property has always been and continues to be rented. The rent is always paid on time, including any incidental costs.
Final energy consumption: 33.5 kWh/(m²*year) 2023/2024
Energy efficiency class: "A"

Are you interested in this offer?

Object Number
OM-437354
Object Class
Apartment building or investment property
Object Type
Apartment building
Handover from
By arrangement

Purchase price & additional costs

purchase price
479.000 €
Purchase additional costs
approx. 37,595 €
Total costs
approx. 516,594 €
Price per m²
2,360.00 €
Operating costs allocated p.a.
2,520 €
Non-allocatable operating costs p.a.
480 €

Breakdown of Costs

Purchase price 479.000 €
Real estate transfer tax 31,135 € (6.50%)
Notary costs 4,272 € (0.89%)
Land register entry 2,188 € (0.46%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,772€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.55%

Details

Condition
Renovated
Year of last modernization
2022
Number of floors
2
Total area
230 m²
Number of carports
1
Number of parking lots
2
Net rental income (target) p.a.
23100 €
Net rental income (actual) p.a.
23100 €
X-times rental income
20.80
Number of units
4
Flooring
Laminate, Tiles
Heating
Floor heating
Year of construction
2001
Equipment
Terrace, Garden, Basement, Full bath, Shower bath
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, High school, Comprehensive school, Public transport

Location

Location:

Roetgen: A suburb located in the south of Bad Aachen.

Only 20 minutes by car or express bus to the city center of Aachen.

An ideal residential location surrounded by greenery, close to the forest, yet still conveniently close to the city center of Aachen.

The bus stop with express bus service (approximately 20-25 minutes) to Aachen is only 120 meters from the house.

Roetgen is the gateway to the Eifel National Park!

A suburb in the south of Bad Aachen with excellent infrastructure, including several specialists, general practitioners, and dentists, as well as several kindergartens and 2 schools.

The well-known Roetgen thermal baths with a spa area, including various saunas and a spacious outdoor area with an outdoor swimming pool, and the "Zur Post" hotel are only 150 meters away. The popular pizzeria "La Rustica" is only 140 meters away.

All shopping facilities are within approximately 400-500 meters, including Aldi, Netto, Norma, EDEKA, the drugstore DM, the organic food store "Speisekammer," and a beverage store, etc.

Location Check

Nature
Sports
Child Friendliness
Eating Out
Health
Shopping
Public Transport
Culture
Nightlife

Energy

Main energy source
Electricity

Miscellaneous

If you are interested in purchasing, please send a message through this listing, and I will contact you as soon as possible.

Thank you.

Send a message directly to the seller

Questions about the object? Show interest or arrange a viewing appointment?

Click here to send a message to the provider: