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Buy without a down payment - Move in immediately - Cozy 3-room apartment.

45479 Mulheim an der Ruhr (Speldorf) – Nordrhein-Westfalen
410.000 €
3.5
Room
105.90 m²
Living Area
Private offer
Apartment

This apartment is eligible for subsidies, and purchase without equity may be possible with appropriate creditworthiness. Historic charm meets designer modernization in Speldorf/Broich.

Move in. Settle in. Feel at home. This exceptionally stylish 3.5-room apartment on the first floor of a well-maintained and tidy three-family house combines the best of two worlds: classic historic elegance and modern living comfort. From the moment you enter, you feel the special atmosphere: approximately 3 meters of ceiling height, a harmonious sense of space, and a thoughtfully designed, modern interior. The apartment is completely fitted with real wood parquet flooring – including the staircase – creating a warm, high-quality, and timeless feel. Living with style – approximately 105.9 m², perfectly laid out.

On approximately 105.9 m², the apartment offers:
- a spacious entrance hall
- a large kitchen-living area, the heart of the apartment
- a bedroom with access to the balcony and a view of the garden (quiet rear).
- an office/children's room
- a modern bathroom and a separate guest toilet. Highlights you don't often find:
- Historic building charm + modern renovation (2025)
- Over 3 meters of ceiling height – impressive and flooded with light
- Solid wood parquet flooring throughout the apartment, staircase also made of solid wood
- New, high-quality fitted kitchen including appliances (e.g., dishwasher, refrigerator/freezer combination, oven, microwave, hob) – included in the purchase price
- Air conditioning system
- Bathroom with bathtub and spacious shower
- Separate guest toilet

Key Facts:
- No buyer's commission
- Monthly service charge: approximately €350 (of which approximately €200 is for heating costs)
- Energy source: Gas | Central heating
- Final energy consumption: 151.8 kWh/(m²·a)
- Available: immediately

Are you interested in this apartment?

Object Number
OM-433959
Object Class
Apartment
Object Type
Apartment
Is occupied
Vacant
Handover from
Immediately

Purchase price & additional costs

purchase price
410.000 €
Purchase additional costs
approx. 32,384 €
Total costs
approx. 442,383 €
HOA fee
350 €

Breakdown of Costs

Purchase price 410.000 €
Real estate transfer tax 26,650 € (6.50%)
Notary costs 3,796 € (0.93%)
Land register entry 1,938 € (0.47%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,481€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.42%

Details

Condition
First occupancy after renovation
Level
1st floor
Bathrooms (number)
2
Bedrooms (number)
2
Number of parking lots
1
Flooring
Parquet, Tiles, Vinyl / PVC
Heating
Central heating
Year of construction
1933
Equipment
Balcony, Basement, Full bath, Shower bath, Fitted kitchen, Guest toilet
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Middle school, High school, Public transport

Information on equipment

All mirrors and built-in furniture are part of the apartment and are included in the price.

Location

Location – Speldorf/Broich: quiet, green, and excellently connected.

The apartment is located in one of the most desirable residential areas of Mülheim: Speldorf/Broich, just a few minutes from the Uhlenhorster Forest.
The surrounding area also offers a beautiful landscape with the Mülheimer Parkstadt, inviting relaxation and recreation.
Shopping facilities, schools, and kindergartens are nearby, and the easy access to the A40 and A3 highways allows for quick commutes to the surrounding cities.

Location Check

Eating Out
Child Friendliness
Shopping
Health
Sports
Culture
Public Transport
Nature
Nightlife

Energy

Final energy consumption
151.00 kWh/(m²a)
Energy efficiency class
E
Energy certificate type
Consumption certificate
Main energy source
Gas

Miscellaneous

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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