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Exclusive 4-room apartment with a terrace and garden access, located on a high floor in a prime location in Schwabing (ground lease).

80796 München (Schwabing) – Bayern
749.000 €
4
Room
106 m²
Living Area
Private offer
Apartment
Terrace apartment

Welcome to your new home! This spacious 4-room apartment, with approximately 106 square meters of living space, is located on a high floor of a well-maintained apartment building in the desirable Munich district of Schwabing. The combination of urban living and an attractive leasehold arrangement makes this property particularly appealing. Highlights of the Property:
• 106 m² of living space – spacious layout with optimal room arrangement.
• Generous living room with a terrace and direct access to the communal garden.
• Modern, bright fitted kitchen with high-quality appliances.
• Spacious and open-plan kitchen and dining area with plenty of natural light.
• Three bright bedrooms – ideal as a master bedroom, children's room, home office, or dressing room.
• Renovated bathroom with large natural stone tiles and natural light – featuring a bathtub.
• High-quality herringbone parquet flooring in the living area.
• Private terrace with steps leading to the quiet garden – your private oasis in the heart of the city.
• Storage room in the basement.
• Underground parking space (optional/available separately).
• Pantry.

The apartment is being sold with a ground lease, which makes the purchase price particularly attractive compared to apartments without a ground lease. The current monthly ground lease fee is €144 and runs until 2060. Conclusion:
This exclusive ground-floor apartment combines modern living comfort with an idyllic garden area in one of Munich's most desirable locations. Thanks to the leasehold arrangement, this property offers a unique opportunity to enjoy high-quality living in Schwabing-West at attractive rates. Contact us today for more information! Please note that the advertisement may contain errors, and no guarantee is given. The images shown represent the actual property. They have been technically optimized using AI to improve lighting and presentation. The structural features, layout, and fixtures have not been altered.

Are you interested in this apartment?

Object Number
OM-432456
Object Class
Apartment
Object Type
Terrace apartment
Is occupied
Occupied
Handover from
By arrangement

Purchase price & additional costs

purchase price
749.000 €
Purchase additional costs
approx. 35,382 €
Total costs
approx. 784,381 €
Purchase price garage/parking space
20,000 €
HOA fee
580 €

Breakdown of Costs

Purchase price 749.000 €
Real estate transfer tax 26,215 € (3.50%)
Notary costs 6,069 € (0.81%)
Land register entry 3,098 € (0.41%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 2,661€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.33%

Details

Condition
Rehabilitated
Level
Ground floor
Bathrooms (number)
1
Bedrooms (number)
3
Number of underground garages
1
Flooring
Parquet, Tiles
Heating
Central heating
Year of construction
1962
Equipment
Terrace, Basement, Elevator, Shower bath, Fitted kitchen
Infrastructure
Pharmacy, Grocery discount, General practitioner, Kindergarten, Primary school, Middle school, High school, Public transport

Information on equipment

Consistent or decreasing "rental alternative" with a predictable remaining term of 35 years! If you prefer to own property rather than pay rent, but would also like to take advantage of a more favorable purchase price, then you've come to the right place! Example calculation:
Current base rent: €2,480
Remaining term: 35 years
€2,480 x 12 = €29,760
€29,760 x 35 = €1,041,600
This means: Over the next 35 years, a tenant would pay over a million euros in base rent – and that's without the typical rent increases that occur in reality. In reality, the amount would likely be significantly higher. By purchasing this leasehold property, you secure this spacious property for the entire remaining term – without rent increases and with full utilization potential until the end of the lease. Instead of investing your money in rent for decades, you benefit from a permanent residence, predictability, and a home that you can freely design – completely without dependence on a landlord. Anyone renting in Munich today quickly pays €2,480 in base rent per month. •Without rent increases: That would already be €1.04 million in 35 years. • With realistic rental development (average 5% per year): Approximately €2.5 million. This leasehold apartment guarantees fixed housing costs until the end of the remaining 35-year lease term – without any rent increases and without the fear of eviction. You enjoy the freedom to design your apartment according to your own preferences, have complete financial predictability, and invest in your home, rather than constantly falling deeper into the cycle of rising rents.

Location

The apartment is located in one of Munich's most desirable residential areas. Schwabing-West (Hohenzollernplatz) offers the perfect balance between a vibrant city life and relaxed living.

•Excellent Connectivity: The Hohenzollernplatz (U2) subway station is just a few steps away, and numerous tram and bus lines provide quick connections to all parts of the city.
•Shopping: Supermarkets, pharmacies, bakeries, and boutiques are located just 1 minute away at Hohenzollernplatz.
•Leisure & Recreation: The idyllic Luitpold Park is just a few minutes away.
•Culinary & Cultural Experiences: Numerous restaurants, cafes, and bars contribute to the lively atmosphere of Schwabing.
•Family-Friendly Environment: Kindergartens, schools, and doctor's offices are located nearby.

Location Check

Eating Out
Shopping
Public Transport
Sports
Culture
Child Friendliness
Nightlife
Health
Nature

Energy

0 50 100 150 200 250 300 350 400 ≥450
Energy certificate type
Demand certificate
Main energy source
Oil
Final energy demand
150.70 kWh/(m²a)

Miscellaneous

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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