Detached house with a large garden, located in a quiet and well-maintained area, offered directly by the owner, with no commission fees.

Land: Soil type 4.
Exterior walls:
30cm brick / plaster.
Interior walls:
Timber frame walls with gypsum board.
Stairwell walls:
Masonry.
Roof:
Gable roof with asbestos cement.
The cost of a potential asbestos cement roof renovation can be reduced through tax breaks and government subsidies (currently 10% with appropriate insulation). Some of the windows require modernization, but this is with a moderate energy consumption. The Federal Office for Economics and Export Control (BAFA) provides subsidies for window replacement to improve energy efficiency. The subsidy is typically 15%, but can be increased by a further 5% to a maximum of 20% through an individual renovation plan (iSFP). Furthermore, the KfW (Kreditanstalt für Wiederaufbau/state development bank) offers low-interest loans with repayment subsidies for larger renovations. Due to the new Building Energy Act (GEG), the existing oil-fired central heating system needs to be replaced. In Baden-Württemberg, subsidies are available for new heating systems through the nationwide "Federal Funding Program for Energy-Efficient Buildings" (BEG), as well as additional state programs. These can combine to provide subsidies of up to 70% of the eligible costs, which equates to a maximum of €21,000 for a single-family home. What many people don't know is that the KfW recently launched a completely new subsidy program that every homeowner can additionally apply for. This is a supplementary loan with an effective annual interest rate of 0.01%. What does this mean in practice? Homeowners who take advantage of the government subsidies of up to 70% when purchasing a heat pump can finance the remaining 30% with this interest-free supplementary loan.