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Bright new-build apartment with private garden in KFW 40 energy-saving house near Porta Nigra

54292 Trier (Nord) – Rheinland-Pfalz
649.000 €
4
Room
108.33 m²
Living Area
apartment
ground floor apartment

Age-appropriate living in a KFW 40 energy-saving house in Trier near Porta Nigra - right next to the hospitals - loan of EUR 100,000 from 0.35% interest possible.
Modern condominiums in an age-appropriate design in an energy-saving house (KfW 40 standard) in a central downtown location in Trier with modern technology, elevator and good furnishings. Attractive condominiums with elevator and underground parking, modern technology in an age-appropriate design are being built in this exposed location. A modern air heat pump in combination with underfloor heating, electric shutters, elevator, controlled ventilation with heat recovery, a photovoltaic system, beautiful tiles and attractive parquet floors of good quality are planned. You can still add your own personal touch here. The building will be constructed in accordance with modern energy standards (KfW Efficiency House 40 program 297 or 298 and family subsidy 300) and will be well equipped. The combination of modern technology and high-quality insulation results in low heating costs and ancillary costs. All apartments have beautiful balconies or terraces. The apartments on the ground floor have the option of having their own green space/garden.
Enjoy the living comfort of a modern, bright, predominantly barrier-free building with the latest technology.
The offer relates to apartment 1 on the ground floor. You enter the apartment via a spacious hallway with checkroom. From the hallway you reach the guest WC and the office of approx. 8 m². You also enter the bright, spacious living/dining area with open kitchen of approx. 30 m² and the sunny terrace of 11 m² as well as the private garden. This consists of the spacious bathroom with window of approx. 9 m² equipped with shower and bathtub, the well-divided master bedroom of approx. 13 m², the functional utility room of . 6 m² and the bright children's room/office of approx. 10 m² with access to the second terrace and the garden. The apartment has a living space of approx. 109 m². A cellar room is assigned to the apartment.
The residential complex meets the technical requirements for KFW loans under programs 297, 298 and program 300 (family subsidy)
It is possible to purchase underground parking spaces for EUR 30,000 or an outdoor parking space for an additional EUR 20,000. Construction is scheduled to start in fall 2025 with a planned construction period of approx. 18 months. The energy certificate is being processed and will show energy class A + due to the KFW 40 standard.

Are you interested in this apartment?

Object Number
OM-374100(IE-320338)
Object Class
apartment
Object Type
ground floor apartment
Handover from
by arrangement

Purchase price & additional costs

purchase price
649.000 €
Purchase additional costs
approx. 40,630 €
Total costs
approx. 689,630 €

Breakdown of Costs

Purchase price 649.000 €
Real estate transfer tax 32,450 € (5.00%)
Notary costs 5,403 € (0.83%)
Land register entry 2,778 € (0.43%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 2,323€

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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.37%

Details

Condition
first occupancy
Bathrooms (number)
1
Bedrooms (number)
3
Number of parking lots
1
Flooring
parquet, tiles
Heating
underfloor heating
Year of construction
2025
Equipment
balcony, basement, terrace, guest toilet, garden

Information on equipment

Modern condominiums in an age-appropriate design in an energy-saving house (KfW 40 standard) in a central downtown location in Trier with modern technology, elevator and good facilities. Attractive condominiums with elevator and underground parking, modern technology in an age-appropriate design are being built in this exposed location. A modern air heat pump in combination with underfloor heating, electric shutters, elevator, controlled ventilation with heat recovery, a photovoltaic system, beautiful tiles and attractive parquet floors of good quality are planned. You can still add your own personal touch here. The building will be constructed in accordance with modern energy standards (KfW Efficiency House 40 program 297 or 298 and family subsidy 300) and will be well equipped. The combination of modern technology and high-quality insulation leads to low heating costs and ancillary costs. All apartments have beautiful balconies or terraces. The apartments on the ground floor have the option of having their own green space/garden.
Enjoy the living comfort of a modern, bright, predominantly barrier-free building with the latest technology.
The offer relates to apartment 1 on the ground floor. You enter the apartment via a spacious hallway with checkroom. From the hallway you reach the guest WC and the office of approx. 8 m². You also enter the bright, spacious living/dining area with open kitchen of approx. 30 m² and the sunny terrace of 11 m² as well as the private garden. This consists of the spacious bathroom with window of approx. 9 m² equipped with shower and bathtub, the well-divided master bedroom of approx. 13 m², the functional utility room of . 6 m² and the bright children's room/office of approx. 10 m² with access to the second terrace and the garden. The apartment has a living space of approx. 109 m². A cellar room is assigned to the apartment.
The residential complex meets the technical requirements for KFW loans under programs 297, 298 and program 300 (family subsidy)
It is possible to purchase underground parking spaces for EUR 30,000 or an outdoor parking space for an additional EUR 20,000. Construction is scheduled to start in fall 2025 with a planned construction period of approx. 18 months. The energy certificate is being processed and will show energy class A + due to the KFW 40 standard.

Location

Trier city center near Porta Nigra, directly at the hospital of the Barmherzige Brüder or the Mutterhaus-Nord, a central city location just a few minutes' walk from the pedestrian zone. From this convenient location, you can reach the pedestrian zone/city center in a few minutes on foot and have good transport links to the Luxembourg, Koblenz and Saarbrücken freeways. All facilities for daily needs are just a short walk away, some are even within walking distance.

Location Check

Health
Shopping
Eating Out
Child Friendliness

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy certificate type
demand certificate
Final energy demand
14.00 kWh/(m²a)

Miscellaneous

Arrange a viewing/consultation appointment! In cooperation with a financing broker, we will be happy to help you arrange your financing. The interest can be fixed for a period of 10 or 15 years, for example. This means that your monthly installments cannot change!
The residential complex meets the technical requirements for KFW loans under programs 297, 298 and program 300 (family support).
For programs 297 and 298, due to the standard
KFW 40 standard, loans of EUR 100,000 per dwelling are possible at favorable interest rates. The interest rates depend on the repayment period and amount to :
a) 2.31% for repayment within 10 years
b) 2.87 % for repayment within 25 years
c) 2.96% for repayment within 35 years.
The subsidies are not tied to any personal requirements. They are available both for owner-occupation (program 297) and for renting (program 298).
In the case of program 300 - family promotion, loans of EUR 170,000 per apartment for a family with one child are possible at very low interest rates due to the KFW 40 standard. The interest rates depend on the fixed interest rate and the repayment period and are as follows
1. for a fixed-interest period of 10 years:
a) 0.34% for repayment within 10 years
b) 1.53% for repayment within 25 years
c) 1.71% for repayment within 35 years.

2. for a fixed-interest period of 20 years:
a) for repayment within 25 years 2.93 %
b) 3.40 % for repayment within 35 years.

These subsidies are subject to personal conditions. (taxable income (including Luxembourg) - 90,000 - average value 2022 and 2023)
The interest rates change according to the KFW guidelines.

The KFW loans can be applied for and processed via the respective financing bank based in Germany. The required confirmation from the energy consultant can be issued promptly.
Note on renting: If the apartments are purchased by the year of completion and rented out in accordance with the current amendments to the Economic Opportunities Act, they can be depreciated at a declining balance rate of 5% per annum based on the respective book value. We do not provide tax advice or assume liability for tax objectives. Talk to your tax advisor. They will be happy to provide you with comprehensive and professional advice.

You can find further interesting purchase or rental offers at www.scherf-immobilien.de

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Offer from: Norbert Scherf

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