Smart Investment: Charming 1-bedroom apartment near a historic church.

This 1.5-room apartment, located on the 2nd floor of a renovated multi-family building dating back to 1911, offers approximately 34 square meters of living space with a functional layout and a clear investment structure. The well-maintained building has an energy efficiency rating of C, providing a solid foundation for a long-term rental unit in the Lutherviertel district of Chemnitz. The renovated apartment has been rented since October 2025 and generates a monthly net cold rent of €245, equivalent to €7.22 per square meter. This unit immediately generates ongoing income. The indexed rent is a significant advantage of this investment, as it provides a transparent basis for future rent adjustments and strengthens the income side in the long term. The monthly building service charges are currently €131, of which approximately €80 are deductible. This keeps the ongoing costs predictable and easily calculated. With a purchase price of €48,500, the gross yield is approximately 6.06%. In conjunction with the existing lease agreement, indexed rent adjustments, and mutual non-termination clauses, the apartment offers a realistic combination of consistent cash flow, income security, and potential for growth. This creates an investment opportunity with an already rented property, a manageable initial price, a clear cost structure, and a stable return basis. This unit is particularly suitable for investors who value predictable income and sustainable rental potential, especially when combined with sound financing.

The Lutherviertel district of Chemnitz is considered a well-established, centrally located residential area with excellent everyday amenities. The established development, short distances to the city center, and proximity to Sonnenberg, Gablenz, and Bernsdorf make the district particularly attractive to singles, students, commuters, and smaller households.

Shops for daily necessities, bakeries, service providers, restaurants, doctors' offices, and educational facilities are all located nearby and are largely accessible on foot. In addition, several bus lines and the nearby tram connection provide quick access to the city center and other districts. The Augustusburger Straße and Zschopauer Straße are also easily accessible.

Green spaces and recreational opportunities close to home further enhance the quality of life. For investors, the location offers a solid foundation for sustainable rental income, low vacancy risks, and a broad target group in the rental market.